Habitat for Humanity of Omaha Homeownership Program

Habitat for Humanity of Omaha Homeownership Program是面向Omaha，Nebraska购房者的首付援助，由Habitat for Humanity of Omaha管理。 Habitat for Humanity of Omaha guides income-qualifying homebuyers (30%-80% AMI) through a 6-24 month path to homeownership, providing financial counseling, credit coaching, and homebuyer education, culminating in an affordable Habitat-built home with a significantly below-market mortgage originated and serviced by Habitat. Buyers must demonstrate need, ability to pay, and willingness to partner; 12-month Omaha Metro residency required. Below-market Habitat-held mortgage. Comprehensive pre-purchase counseling and education. Possible down payment assistance. Post-closing support and home repair program.

Habitat for Humanity of Omaha Homeownership Program是首付援助，按Habitat for Humanity of Omaha设定的条款偿还。 触发还款的情形：Affordable Habitat-held mortgage; no traditional DPA repayment trigger. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Omaha Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home in the last 3 years. 关于信用，该项目说明：No minimum credit score stated; stable job history and ability to pay required. Bankruptcy: 2 years since discharge with 2-year reestablished credit. 须参加购房者教育课程，由Habitat for Humanity of Omaha Home Journey Counseling Program (financial counseling, budgeting, homebuyer education, credit coaching).提供。 居住要求：Must have resided in the Omaha Metro area for the past 12 months. 公民身份或移民身份：U.S. citizen or legally present with SSN or ITIN and current verified immigration status. Apply via the Home Journey Intake Application. Two-year verifiable income history and two most recent tax returns required. Below-market mortgage; specific assistance amount varies by household and is set during counseling.

Habitat for Humanity of Omaha Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Generally 30%-80% of Area Median Income (AMI) for the Omaha area, adjusted by household size; reviewed individually. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Omaha Homeownership Program可用于Single Family和Rowhouse。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Omaha Homeownership Program服务于在Omaha，Nebraska购房的购房者。

Habitat for Humanity of Omaha Homeownership Program的申请通过Habitat for Humanity of Omaha办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application-based; Home Journey Intake Application reviewed within 30-45 days; 6-24 month path to closing.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。