Homeownership Assistance

Homeownership Assistance是面向Norfolk，Nebraska购房者的延期第二贷款。 NWNEN homeownership assistance combines homebuyer education + counseling with a Purchase/Rehab/Resell pipeline of affordable homes and deferred-second DPA loans. Multi-county NE Nebraska service area (Colfax, Cuming, Madison, Pierce, Platte, Stanton, Wayne). NeighborWorks Northeast Nebraska (NWNEN) helps low- and moderate-income households become first-time homeowners through a combination of homebuyer education, 1:1 housing counseling, and a Purchase / Rehab / Resell (PRR) program that delivers move-in-ready single-family homes to qualified buyers in the NE Nebraska region. Eligible buyers receive down payment and closing-cost assistance through deferred soft-second mortgages and/or PRR-acquired homes priced to permit affordable purchase. Service area: Colfax, Cuming, Madison, Pierce, Platte, Stanton, and Wayne counties (HQ Norfolk). 资金来自Federal、HOME、NSP和State。

Homeownership Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Soft-second DPA loans typically due on sale, refinance, payoff of first mortgage, or non-owner-occupancy. PRR homes structured with affordability covenants per HOME / NSP funding source. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homeownership Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer required for most products; certain PRR homes may permit repeat buyers per HOME / funding-source rules. 关于信用，该项目说明：Per first-mortgage product overlays; NWNEN typically requires 620-640 mid-FICO. 须参加购房者教育课程，由NWNEN homebuyer education in person and online via eHome America (https://www.ehomeamerica.org/NWNEN), plus 1:1 housing and credit counseling.提供。 居住要求：Property must be located in NWNEN's seven-county service area: Colfax, Cuming, Madison, Pierce, Platte, Stanton, or Wayne counties. Owner-occupied principal residence required. 公民身份或移民身份：Per first-mortgage product overlays (US citizen / permanent resident). Household income within $19,000-$106,750 range (HUD AMI by household size for NWNEN's seven-county service area). First-time homebuyer required for most products. NWNEN homebuyer education + 1:1 counseling required prior to closing. Property must be located within NWNEN's seven-county service area (Colfax, Cuming, Madison, Pierce, Platte, Stanton, Wayne).

Homeownership Assistance将家庭收入限制在$106,750。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homeownership Assistance的房价上限如下：Maximum purchase price varies by product and county; NWNEN PRR-acquired homes generally priced to remain affordable at <=120% AMI. NIFA Section 143 limits apply when paired with NIFA first mortgage. 符合条件的房屋类型包括Existing single-family detached and townhouses、NWNEN PRR-acquired and rehabilitated homes和some new-construction NWNEN-developed homes. 新建房屋符合条件。 预制房屋不符合条件。

Homeownership Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Homeownership Assistance服务于在Norfolk，Nebraska购房的购房者。 该项目针对特定区域：NWNEN seven-county service area: Colfax, Cuming, Madison, Pierce, Platte, Stanton, and Wayne counties in northeast Nebraska.

Homeownership Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through NWNEN intake; education classes offered on rotating schedule. Funding subject to availability and NWNEN's PRR home pipeline.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。