SENCA HOMES Down Payment Assistance

SENCA HOMES Down Payment Assistance是面向Nebraska购房者的延期第二贷款，由Southeast Nebraska Community Action Partnership, Inc. (SENCA)管理。 SENCA HOMES provides financial assistance to eligible first-time homebuyers to purchase a home and make health-and-safety improvements in SENCA's six-county southeast Nebraska service area. Down payment assistance is provided through a low-interest deferred loan, and eligible buyers may also receive a rehabilitation grant for needed repairs to the purchased home. Down payment assistance up to 20% of purchase price ($15,000 max, $1,500 min) via low-interest deferred loan. Optional rehab grant up to $15,000 for needed repairs/health-and-safety improvements.

SENCA HOMES Down Payment Assistance提供$1,500至$15,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Southeast Nebraska Community Action Partnership, Inc. (SENCA)决定。

SENCA HOMES Down Payment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

SENCA HOMES Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由SENCA Homebuyer Education class提供。 Must be a first-time homebuyer; must complete SENCA's Homebuyer Education class; must receive pre-approval for a first mortgage; income eligibility determination required (pre-application).

SENCA HOMES Down Payment Assistance的收入限制如下：Household income must not exceed 80% or 100% of area median income depending on funding source。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

SENCA HOMES Down Payment Assistance服务于在Nebraska任何地方购房的购房者。

SENCA HOMES Down Payment Assistance的申请通过Southeast Nebraska Community Action Partnership, Inc. (SENCA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。