Lift Up Homeownership

Lift Up Homeownership是面向Statewide，New Hampshire购房者的可免除贷款，由Federal Home Loan Bank of Boston (FHLBank Boston)管理。 Lift Up Homeownership is an FHLBank Boston pilot program providing down-payment and closing-cost assistance specifically to people of color purchasing their first home in New England, including New Hampshire. Eligible first-time buyers earning up to 120% of area median income can receive up to $50,000 in grant assistance through participating member banks and credit unions. The program was created after FHLBank Boston research into racial homeownership and wealth gaps in New England. Up to $50,000 in down-payment and closing-cost assistance. Targets first-time buyers who are people of color. Available statewide in NH through member institutions. Addresses racial homeownership/wealth gaps. 资金来自FHLBank Boston pilot homeownership program funds。

Lift Up Homeownership提供最高$50,000的援助。 援助档次：Buyers eligible to receive up to $50,000 through the program. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Boston (FHLBank Boston)决定。

Lift Up Homeownership是可免除贷款，满足项目条件后余额即被免除。 该援助以Subordinate (grant secured by retention agreement/mortgage)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Lift Up Homeownership面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Borrowers must complete a homebuyer counseling program prior to receiving a grant (FHLBank Boston-approved organizations; NH-approved include AHEAD, Inc., Community Home Solutions, GreenPath Financial Wellness, NeighborWorks Southern New Hampshire, New Hampshire Housing Finance Authority).提供。 Open only to people of color per FHLBank Boston's definition - this is a race/ethnicity-restricted program. Must be a first-time homebuyer purchasing a primary residence in New England, earning up to 120% AMI, and complete homebuyer counseling before grant disbursement. Cannot be combined with EBP, HOW, or the AHP. Exact forgiveness term/retention period not stated on the announcement page; confirm current terms with the member bank.

Lift Up Homeownership将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Open to people of color earning up to 120% of area median income. FHLBank Boston defines a person of color as Black, American Indian, Alaska Native, Hispanic, Asian, and Native Hawaiian/Pacific Islander. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Lift Up Homeownership可用于Single Family、Condo和2-4 Unit。

Lift Up Homeownership在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Lift Up Homeownership服务于在Statewide，New Hampshire购房的购房者。

Lift Up Homeownership的申请通过Federal Home Loan Bank of Boston (FHLBank Boston)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Through approved FHLBank Boston member financial institutions (Community Lending system); homebuyers cannot apply directly.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。