Purchase Rehab Mortgage (Home Flex Rehab)

Purchase Rehab Mortgage (Home Flex Rehab)是面向New Hampshire购房者的第一抵押贷款，由New Hampshire Housing Finance Authority (New Hampshire Housing)管理。 NH Housing's Purchase Rehab mortgage (FHA Section 203(k) Limited or RD Section 502 Guaranteed Rehabilitation, marketed as Home Flex Rehab) combines a home purchase with up to $75,000 (FHA) or $35,000 (RD) of rehabilitation funds in a single one-time-closing 30-year fixed first mortgage. It covers non-structural cosmetic, energy-efficiency and safety improvements and can be combined with NH Housing down payment Cash Assistance. A Voucher Assisted Mortgage Option (VAMO) is available for HCV holders. Up to $75,000 (FHA 203(k) Limited) or $35,000 (RD) rehab rolled into the purchase. One-time closing. 30-year fixed rate. Combinable with NH Housing Cash Assistance ($5,000/$10,000/$15,000). Not limited to first-time buyers. VAMO available for HCV holders.

Purchase Rehab Mortgage (Home Flex Rehab)提供最高$75,000的援助。 援助档次：FHA 203(k) Limited: up to $75,000 total rehab; USDA RD: up to $35,000 total rehab. 购房者自付部分：Per insurer/guarantor (FHA/RD) requirements; cash back at closing allowed per insurer rules, not to exceed borrower contribution. 金额是该项目公布的上限，并非报价——具体每人的援助金额由New Hampshire Housing Finance Authority (New Hampshire Housing)决定。

Purchase Rehab Mortgage (Home Flex Rehab)是第一抵押贷款，按New Hampshire Housing Finance Authority (New Hampshire Housing)设定的条款偿还。 该援助以first顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Purchase Rehab Mortgage (Home Flex Rehab)面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为620。 须参加购房者教育课程，由NH Housing online education; Purchase Rehab education with signed acknowledgement; 2-4 unit purchases require landlord + homebuyer education.提供。 Repairs must be HUD-allowable and permanently affixed; appraiser-noted deficiencies must be completed; well/septic must be sited on the property.

Purchase Rehab Mortgage (Home Flex Rehab)的收入限制如下：Subject to Home Flex income limits (generally up to $176,200). For RD-guaranteed loans the lower of the NH Housing limit or the RD limit applies. See NH Housing Program Income Limits (effective 06/02/25). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Purchase Rehab Mortgage (Home Flex Rehab)的房价上限如下：Conforming loan limits apply. 符合条件的房屋类型包括Single Family、2-4 Unit和Condo。 新建房屋不符合条件。 预制房屋不符合条件。

Purchase Rehab Mortgage (Home Flex Rehab)服务于在New Hampshire任何地方购房的购房者。

Purchase Rehab Mortgage (Home Flex Rehab)的申请通过New Hampshire Housing Finance Authority (New Hampshire Housing)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。