Cumberland County NJ Habitat for Humanity Homeownership Program

Cumberland County NJ Habitat for Humanity Homeownership Program是面向Vineland，New Jersey购房者的首付援助，由Habitat for Humanity of Cumberland County, NJ管理。 Cumberland County NJ Habitat for Humanity builds and sells affordable homes to qualified working families in Cumberland County (Millville, Vineland, plus a current build in Carmel). Homes are qualified via USDA guidelines. Partner families complete sweat equity and receive a 0% interest mortgage (20-year, or 30-year zero-equivalent) from the USDA. Housing payment capped at 25% of gross household income. Affordable home; 0% interest 20-year (or 30-year zero-equivalent) USDA mortgage; housing payment capped at 25% of gross income. 资金来自Habitat for Humanity; USDA Rural Development Section 502。

Cumberland County NJ Habitat for Humanity Homeownership Program是首付援助，按Habitat for Humanity of Cumberland County, NJ设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Cumberland County NJ Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Average to good credit; bad/collections debt must be limited; qualified via USDA guidelines。 须参加购房者教育课程，由Habitat for Humanity of Cumberland County (mandatory financial classes and homeownership seminars)提供。 居住要求：Two-year Cumberland County residency policy; homes built only in Cumberland County。 Up to 500 sweat-equity hours per household (250 per adult). Mandatory financial classes.

Cumberland County NJ Habitat for Humanity Homeownership Program的收入限制如下：Income guidelines 40%-60% of county median income for family selection (min $42,500 / max $68,000 for up to a family of 4); separately, steady income less than 80% AMI with a minimum of $40,000。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Cumberland County NJ Habitat for Humanity Homeownership Program可用于single_family。 新建房屋符合条件。

Cumberland County NJ Habitat for Humanity Homeownership Program服务于在Vineland，New Jersey购房的购房者。 目标社区：Cumberland County。

Cumberland County NJ Habitat for Humanity Homeownership Program的申请通过Habitat for Humanity of Cumberland County, NJ办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。