Essex County Homebuyer Assistance Program (HAP)

Essex County Homebuyer Assistance Program (HAP)是面向Essex县，New Jersey购房者的延期第二贷款，由Essex County Division of Housing & Community Development管理。 The Essex County Homebuyer Assistance Program (HAP) provides a no-interest deferred-payment loan of up to $50,000 to low-income households purchasing a home in one of the 19 municipalities of the Essex County HOME Consortium. Funds may be used for down payment, closing costs, or a mortgage write-down. The loan is secured by a 15-year lien released once program terms are fulfilled, and is funded through HUD's HOME Investment Partnerships Program. Up to $50,000 in assistance. No-interest deferred-payment loan. Usable for down payment, closing costs, or mortgage write-down. Lien released after 15-year affordability period. 资金来自HUD HOME Investment Partnerships Program。

Essex County Homebuyer Assistance Program (HAP)提供最高$50,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Essex County Division of Housing & Community Development决定。

Essex County Homebuyer Assistance Program (HAP)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred-payment loan secured by a 15-year lien; balance due if program terms are violated during the affordability period. 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Essex County Homebuyer Assistance Program (HAP)面向将房屋作为主要住所自住的购房者。 居住要求：Property in one of 19 Essex County HOME Consortium municipalities: Belleville, Bloomfield, Caldwell, Cedar Grove, Essex Fells, Fairfield, Glen Ridge, Livingston, Maplewood, Millburn, Montclair, North Caldwell, Nutley, Orange, Roseland, South Orange, Verona, West Caldwell, West Orange.

Essex County Homebuyer Assistance Program (HAP)的收入限制如下：Limited to low-income households; HUD income limits by household size determined by the Division of Housing & Community Development. Exact dollar limits not published in the brochure. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Essex County Homebuyer Assistance Program (HAP)将房价上限设为$479,000。 符合条件的房屋类型包括Single Family、2-4 Unit、Condo和Townhouse。 新建房屋不符合条件。 预制房屋不符合条件。

Essex County Homebuyer Assistance Program (HAP)服务于在Essex县，New Jersey购房的购房者。

Essex County Homebuyer Assistance Program (HAP)的申请通过Essex County Division of Housing & Community Development办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。