Fulton Bank Closing Cost Assistance Program (CCAP)

Fulton Bank Closing Cost Assistance Program (CCAP)是面向New Jersey购房者的补助金，由Fulton Mortgage Company (Fulton Bank, N.A.) in partnership with Operation HOPE管理。 Fulton Mortgage Company, in partnership with the nonprofit Operation HOPE, offers the Closing Cost Assistance Program (CCAP). Eligible borrowers can receive up to $2,500 toward closing costs when their primary-residence mortgage has a 95%+ loan-to-value ratio; income-qualified borrowers may receive up to an additional $1,000, plus up to $1,500 more for purchases in FFIEC-designated low-to-moderate income areas. All occupying borrowers must attend a housing counseling class. Up to $2,500 toward closing costs. Additional up to $1,000 for income-qualified borrowers. Additional up to $1,500 in LMI areas. May qualify as a nontaxable gift. 资金来自Operation HOPE (501(c)(3) nonprofit) in collaboration with Fulton Mortgage Company。

Fulton Bank Closing Cost Assistance Program (CCAP)提供$2,500至$4,000的援助。 援助档次：Base CCAP up to $2,500; additional up to $1,000 (toward down payment/closing for income-qualified borrowers); additional up to $1,500 for purchases in FFIEC low/moderate-income areas. 该项目可与Other Fulton down payment/closing-cost assistance programs (e.g., CCAP Secured); compatible first mortgages结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Fulton Mortgage Company (Fulton Bank, N.A.) in partnership with Operation HOPE决定。

Fulton Bank Closing Cost Assistance Program (CCAP)属于补助金，因此无需偿还。 触发还款的情形：Grant assistance; no repayment terms stated. Financial assistance from Operation HOPE may qualify as a nontaxable gift (consult tax advisor; see IRS Publication 525). 该援助以None (grant)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Fulton Bank Closing Cost Assistance Program (CCAP)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Subject to credit approval; minimum not published for CCAP. 须参加购房者教育课程，由Housing counseling class required for all occupying borrowers; counseling must be provided by a HUD-approved housing counseling agency (fees paid by homeowner).提供。 Primary residence with LTV of 95% or higher. Housing counseling class required for all occupying borrowers. Income limits apply for the additional amounts. Available only through Fulton Mortgage. Exact income tables, credit minimum, and purchase-price caps not published on the program page.

Fulton Bank Closing Cost Assistance Program (CCAP)的收入限制如下：Qualifying income limits apply for the additional down payment/closing-cost amounts; base $2,500 closing-cost grant tied to LTV ratio of 95% or higher. Specific dollar limits vary by program/location. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Fulton Bank Closing Cost Assistance Program (CCAP)可用于Primary residence。

Fulton Bank Closing Cost Assistance Program (CCAP)服务于在New Jersey任何地方购房的购房者。 该项目针对特定区域：Additional $1,500 for purchases in FFIEC-designated low-to-moderate income areas.

Fulton Bank Closing Cost Assistance Program (CCAP)的申请通过Fulton Mortgage Company (Fulton Bank, N.A.) in partnership with Operation HOPE办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through a Fulton Mortgage professional; all occupying borrowers must attend a housing counseling class.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。