Habitat for Humanity of Salem County Homeownership Program

Habitat for Humanity of Salem County Homeownership Program是面向Carneys Point，New Jersey购房者的首付援助，由Habitat for Humanity of Salem County NJ管理。 Habitat for Humanity of Salem County provides affordable homeownership to qualified working families in Salem County. Homes are qualified via USDA guidelines (USDA Section 502). Partner families complete sweat equity and receive a zero-percent interest mortgage (20-year, or 30-year zero-equivalent) through the USDA. Spring/Summer 2026 builds (Penns Grove) and Fall 2026/2027 builds (Pedricktown, Lower Alloways Creek, Pittsgrove) are planned. Affordable home; 0% interest 20-year (or 30-year zero-equivalent) USDA mortgage; housing payment capped at 25% of gross household income. 资金来自Habitat for Humanity; USDA Rural Development Section 502。

Habitat for Humanity of Salem County Homeownership Program是首付援助，按Habitat for Humanity of Salem County NJ设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Salem County Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Average to good credit; qualified via USDA guidelines。 须参加购房者教育课程，由Habitat for Humanity of Salem County (financial/homeownership classes)提供。 居住要求：Two-year Salem County residency policy; homes built only in Salem County。 225 sweat-equity hours per adult; settlement contingent on completion. Separate Veterans Build track.

Habitat for Humanity of Salem County Homeownership Program的收入限制如下：Family Selection income requirement of 40% to 60% of county median income; minimum income (up to family of 4) approx $31,321 and maximum approx $46,980 per the affiliate page (2016 median, used as of 2022)。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Salem County Homeownership Program可用于single_family。 新建房屋符合条件。

Habitat for Humanity of Salem County Homeownership Program服务于在Carneys Point，New Jersey购房的购房者。 目标社区：Salem County。

Habitat for Humanity of Salem County Homeownership Program的申请通过Habitat for Humanity of Salem County NJ办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。