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本页面由机器翻译。英文版本为原文。

市级项目延期

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers是面向Perth Amboy,New Jersey购房者的延期第二贷款,由City of Perth Amboy Office of Housing & Social Services管理。

最近核实于来源:City of Perth Amboy Office of Housing & Social Services

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 关于信用:Not published.
  • 完成购房者教育课程,由Homebuyer Education Course from a HUD-certified agency.提供
  • First-time homebuyers purchasing in Perth Amboy only. Must be owner-occupied. Credit score, DTI, exact income limits, purchase price cap, and recapture/forgiveness term are not published on the official city page; confirm with the Office of Housing & Social Services.
  • 位于Perth Amboy市界内的房屋

不适用于

  • 预制房屋
  • 收入超过地区收入中位数80%的家庭
  • Perth Amboy以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Middlesex County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$154,800
地区收入中位数,4人家庭(HUD,2026)

适用地区

Perth Amboy的房屋

  • 29.2% 独栋
  • 7.2% 联排
  • 35.3% 2–4个单元
  • 27.8% 5+个单元
  • 0.4% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$370,600

Perth Amboy房屋价值中位数

70.4%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Perth Amboy购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Homebuyer Education Course from a HUD-certified agency.提供。

  2. 联系City of Perth Amboy Office of Housing & Social Services预留资金

    资金通过Apply through the Office of Housing & Social Services, 1 Olive Street, 1st Floor.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers是什么?

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers是面向Perth Amboy,New Jersey购房者的延期第二贷款,由City of Perth Amboy Office of Housing & Social Services管理。 The City of Perth Amboy offers Down Payment Assistance ranging from $10,000 up to $14,000 to help first-time homebuyers purchase an owner-occupied one- or two-family home located within Perth Amboy. Buyers must meet HUD low/moderate-income guidelines and complete a homebuyer education course from a HUD-certified agency. Homes built before 1978 require a lead-based paint assessment and clearance. $10,000 to $14,000 in down payment assistance. One- or two-family homes eligible. Bilingual (English/Spanish) program support. 资金来自HUD funds (administered by City of Perth Amboy); HUD low/moderate-income guidelines apply。

提供多少援助?

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers提供$10,000至$14,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Perth Amboy Office of Housing & Social Services决定。

需要偿还吗?

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Not published. 须参加购房者教育课程,由Homebuyer Education Course from a HUD-certified agency.提供。 First-time homebuyers purchasing in Perth Amboy only. Must be owner-occupied. Credit score, DTI, exact income limits, purchase price cap, and recapture/forgiveness term are not published on the official city page; confirm with the Office of Housing & Social Services.

收入限制是多少?

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Family must meet HUD low/moderate-income guidelines for the area; specific dollar limits by household size not published on the city page. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers的房价上限如下:Not published. 符合条件的房屋类型包括Single-family (one-family)和Two-family。 预制房屋不符合条件。

适用于哪些地区?

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers服务于在Perth Amboy,New Jersey购房的购房者。 该项目针对特定区域:Property must be located within the City of Perth Amboy.

如何申请?

City of Perth Amboy Down Payment Assistance for First-Time Homebuyers的申请通过City of Perth Amboy Office of Housing & Social Services办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through the Office of Housing & Social Services, 1 Olive Street, 1st Floor.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Perth Amboy Office of Housing & Social Services设定,并可能变化;申请前请在官方网站上确认。