本页面由机器翻译。英文版本为原文。
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers是面向Perth Amboy,New Jersey购房者的延期第二贷款,由City of Perth Amboy Office of Housing & Social Services管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 关于信用:Not published.
- 完成购房者教育课程,由Homebuyer Education Course from a HUD-certified agency.提供
- First-time homebuyers purchasing in Perth Amboy only. Must be owner-occupied. Credit score, DTI, exact income limits, purchase price cap, and recapture/forgiveness term are not published on the official city page; confirm with the Office of Housing & Social Services.
- 位于Perth Amboy市界内的房屋
不适用于
- 预制房屋
- 收入超过地区收入中位数80%的家庭
- Perth Amboy以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Middlesex County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Perth Amboy的房屋Perth Amboy的房屋,以及本项目接受的房屋
- 29.2% 独栋独栋住宅
- 7.2% 联排联排别墅
- 35.3% 2–4个单元2–4个单元
- 27.8% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.4% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$370,600
Perth Amboy房屋价值中位数
70.4%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Perth Amboy购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Homebuyer Education Course from a HUD-certified agency.提供。
联系City of Perth Amboy Office of Housing & Social Services预留资金
资金通过Apply through the Office of Housing & Social Services, 1 Olive Street, 1st Floor.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers是什么?
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers是面向Perth Amboy,New Jersey购房者的延期第二贷款,由City of Perth Amboy Office of Housing & Social Services管理。 The City of Perth Amboy offers Down Payment Assistance ranging from $10,000 up to $14,000 to help first-time homebuyers purchase an owner-occupied one- or two-family home located within Perth Amboy. Buyers must meet HUD low/moderate-income guidelines and complete a homebuyer education course from a HUD-certified agency. Homes built before 1978 require a lead-based paint assessment and clearance. $10,000 to $14,000 in down payment assistance. One- or two-family homes eligible. Bilingual (English/Spanish) program support. 资金来自HUD funds (administered by City of Perth Amboy); HUD low/moderate-income guidelines apply。
提供多少援助?
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers提供$10,000至$14,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Perth Amboy Office of Housing & Social Services决定。
需要偿还吗?
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Not published. 须参加购房者教育课程,由Homebuyer Education Course from a HUD-certified agency.提供。 First-time homebuyers purchasing in Perth Amboy only. Must be owner-occupied. Credit score, DTI, exact income limits, purchase price cap, and recapture/forgiveness term are not published on the official city page; confirm with the Office of Housing & Social Services.
收入限制是多少?
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Family must meet HUD low/moderate-income guidelines for the area; specific dollar limits by household size not published on the city page. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers的房价上限如下:Not published. 符合条件的房屋类型包括Single-family (one-family)和Two-family。 预制房屋不符合条件。
适用于哪些地区?
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers服务于在Perth Amboy,New Jersey购房的购房者。 该项目针对特定区域:Property must be located within the City of Perth Amboy.
如何申请?
City of Perth Amboy Down Payment Assistance for First-Time Homebuyers的申请通过City of Perth Amboy Office of Housing & Social Services办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through the Office of Housing & Social Services, 1 Olive Street, 1st Floor.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Perth Amboy购房者面向Perth Amboy购房者的其他项目
- First Time Home Buyers (FTHB)可免除
- Middlesex County American Dream Downpayment Program最高$5,000
- American Dream Downpayment Program可免除
两个项目能否结合使用,由各机构决定。申请前请先询问。
Perth Amboy的全部85个项目项目条款由City of Perth Amboy Office of Housing & Social Services设定,并可能变化;申请前请在官方网站上确认。