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本页面由机器翻译。英文版本为原文。

全州项目补助金

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)是面向New Jersey购房者的补助金,由PNC Bank, N.A.管理。

最近核实于来源:PNC Bank, N.A.

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:Subject to credit approval; specific minimum not published for the grants.
  • Grant amounts and eligibility vary by property location within PNC's assessment area; certain grants require a low/moderate-income census tract and income at or below 50%-80% AMI. Specific NJ county/MSA income tables, credit minimum, and DTI not published on the program page. Available only with a PNC mortgage.
  • 位于New Jersey的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% 房屋所在地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

适用地区

New Jersey的房屋

  • 52.6% 独栋
  • 10% 联排
  • 14.7% 2–4个单元
  • 21.8% 5+个单元
  • 1% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$454,400

New Jersey房屋价值中位数

62.8%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 联系PNC Bank, N.A.预留资金

    资金通过Apply through a PNC mortgage loan officer / Home Lending Center; eligibility auto-reviewed.预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)是什么?

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)是面向New Jersey购房者的补助金,由PNC Bank, N.A.管理。 PNC Bank offers a set of home-lending grants for low- and moderate-income borrowers: a Low-Income Grant up to $2,500 (income at or below 50% of AMI), a Low to Moderate Income Borrower Grant up to $3,000, and the PNC Grant up to $5,000. Funds can be applied to discount points, down payment, closing costs, or escrow at closing, and eligibility and amount vary by subject property location within PNC's assessment area (including New Jersey). Low-Income Grant up to $2,500. LMI Borrower Grant up to $3,000. PNC Grant up to $5,000. Usable for points, down payment, closing costs, or escrow. 资金来自PNC Bank (CRA / affordable lending grant programs)。

提供多少援助?

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)提供$2,500至$5,000的援助。 援助档次:Low-Income Grant up to $2,500 (income ≤50% AMI for property location); Low to Moderate Income Borrower Grant up to $3,000 (income ≤80% AMI in an LMI census tract within PNC's assessment area); PNC Grant up to $5,000 (targeted LMI census tract within PNC's assessment area). 该项目可与PNC Community Loan and other PNC affordable lending products; grants may combine where eligible结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由PNC Bank, N.A.决定。

需要偿还吗?

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)属于补助金,因此无需偿还。 触发还款的情形:Grant; no repayment terms stated. 该援助以None (grant)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Subject to credit approval; specific minimum not published for the grants. Grant amounts and eligibility vary by property location within PNC's assessment area; certain grants require a low/moderate-income census tract and income at or below 50%-80% AMI. Specific NJ county/MSA income tables, credit minimum, and DTI not published on the program page. Available only with a PNC mortgage.

收入限制是多少?

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Low-Income Grant: qualifying income ≤50% of AMI for the property location. LMI Borrower Grant / PNC Grant: qualifying income at or below 80% of AMI based on property location, generally in low- or moderate-income census tracts within PNC's assessment area. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)可用于Primary residence。

适用于哪些地区?

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)服务于在New Jersey任何地方购房的购房者。 该项目针对特定区域:Low- or moderate-income census tracts within PNC Bank's assessment area (includes New Jersey).

如何申请?

PNC Bank Home Lending Grants (PNC Grant / Low-Income Grant / LMI Borrower Grant)的申请通过PNC Bank, N.A.办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through a PNC mortgage loan officer / Home Lending Center; eligibility auto-reviewed.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由PNC Bank, N.A.设定,并可能变化;申请前请在官方网站上确认。