WSFS Down Payment Grant Program

WSFS Down Payment Grant Program是面向Burlington; Camden县，New Jersey购房者的补助金，由WSFS Bank (WSFS Mortgage)管理。 The WSFS Down Payment Grant Program offers qualified borrowers up to $5,000 in assistance toward down payment and/or closing costs, with no required repayment. To qualify, total household income must be at or below 100% of the census-tract Area Median Income and the property must be located in a Majority-Minority Census Tract. In New Jersey, eligible counties are Burlington and Camden; the program is funded through an annual WSFS commitment ($1.5 million in 2025). Up to $5,000 grant. No repayment required. Combinable with other DPA programs and WSFS Neighborhood Opportunity Program. 6% seller's assist allowed. 资金来自WSFS Bank (CRA / Community Reinvestment); $1.5 million committed for 2025 program year。

WSFS Down Payment Grant Program提供最高$5,000的援助。 该项目可与WSFS Neighborhood Opportunity Program; other DPA/closing-cost grant programs (leveraged first)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由WSFS Bank (WSFS Mortgage)决定。

WSFS Down Payment Grant Program属于补助金，因此无需偿还。 触发还款的情形：No required repayment of grant funds. 该援助以None (grant)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

WSFS Down Payment Grant Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Subject to credit approval; specific minimum not published. 须参加购房者教育课程，由WSFS homebuyer education programs to prepare first-time homebuyers.提供。 Property must be in a Majority-Minority Census Tract in Burlington or Camden County (NJ). Household income at or below 100% of census-tract AMI. A 1099-MISC is issued on awarded funds. Available only through WSFS Mortgage. Funds are limited and awarded while available.

WSFS Down Payment Grant Program将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Total household income must be at or below 100% of the Area Median Income (AMI) of the census tract, based on HUD-published 1-to-4 household member AMI. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

WSFS Down Payment Grant Program可用于Primary residence。

WSFS Down Payment Grant Program服务于在Burlington; Camden县，New Jersey购房的购房者。 该项目针对特定区域：Eligible NJ counties: Burlington and Camden. Property must be in a Majority-Minority Census Tract within those counties.

WSFS Down Payment Grant Program的申请通过WSFS Bank (WSFS Mortgage)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Grant funds awarded while funds last for the award program year; apply through WSFS Mortgage.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。