Valencia County Down Payment Assistance Program

Valencia County Down Payment Assistance Program是面向Los Lunas，New Mexico购房者的延期第二贷款，由Homewise, Inc. (in partnership with Valencia County)管理。 Homewise, a New Mexico nonprofit CDFI, partnered with Valencia County to offer down payment assistance for buyers purchasing a primary residence in Valencia County. Eligible participants can receive up to $30,000 in assistance, with an additional $10,000 available for newly constructed homes (builder must contribute at least $10,000). Open to first-time and repeat buyers earning up to 150% of area median income. Up to $30,000 down payment assistance. Additional $10,000 for new construction. Open to first-time and repeat buyers. Available throughout Valencia County. Pairs with Homewise low-down-payment, no-PMI mortgage. 资金来自Valencia County / Homewise program funds。

Valencia County Down Payment Assistance Program提供$30,000至$40,000的援助，具体取决于购房者符合的援助档次。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Homewise, Inc. (in partnership with Valencia County)决定。

Valencia County Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Valencia County Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 居住要求：Property must be located in Valencia County (Los Lunas, Belen, Peralta, Bosque Farms, Tome)。 GAP: exact assistance structure (deferred vs forgivable), interest rate, forgiveness terms, repayment trigger, credit score, max purchase price, and homebuyer education requirement not published on the program page. Funds limited; sales must close by June 30, 2026 - verify whether program continues/renews after that date.

Valencia County Down Payment Assistance Program将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 Households earning up to 150% of the area median income may be eligible. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Valencia County Down Payment Assistance Program可用于Single Family。 新建房屋符合条件。

Valencia County Down Payment Assistance Program服务于在Los Lunas，New Mexico购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

Valencia County Down Payment Assistance Program的申请通过Homewise, Inc. (in partnership with Valencia County)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; limited funds; must close by June 30, 2026预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。