FirstDown Plus (MFA)

FirstDown Plus (MFA)是面向New Mexico购房者的延期第二贷款，由Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)管理。 FirstDown Plus is a third-mortgage down payment assistance loan that provides an additional fixed $10,000 toward down payment for first-time homebuyers using MFA's FirstHome program. It is a 15-year amortizing loan at 0.00% interest with monthly principal payments of $55.56, and must always be combined with FirstHome plus either FirstDown or HomeNow. The full $10,000 must be used exclusively for down payment, and combined MFA DPA cannot exceed $35,000. Fixed $10,000 toward down payment. 0.00% interest rate. Stacks with FirstDown or HomeNow. Available to first-time buyers and 3-year non-occupant owners. 资金来自Housing New Mexico (MFA)。

FirstDown Plus (MFA)提供最高$10,000的援助。 该项目可与FirstHome plus either FirstDown or HomeNow; combined MFA DPA cannot exceed $35,000结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)决定。

FirstDown Plus (MFA)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Amortizing over 15 years with monthly principal payments of $55.56; outstanding balance due on sale, refinance, or transfer. 该援助以Third顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FirstDown Plus (MFA)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Previous homeowners who have not owned/occupied a primary residence in the past three years may also be eligible. 关于信用，该项目说明：Minimum 620; alternative credit qualification accepted in certain cases. 须参加购房者教育课程，由eHome America (MFA online) or a HUD-approved counseling agency提供。 Loan, not a grant; full $10,000 must go to down payment. Must layer on FirstHome plus FirstDown or HomeNow. Funds limited, first-come first-served. Recapture tax, prepayment penalty, and manufactured-home eligibility not specified on fact sheet.

FirstDown Plus (MFA)的收入限制如下：Borrower eligibility same as FirstHome/FirstDown; income limits vary by county and household size. If paired with HomeNow, borrowers must be at or below 80% AMI. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FirstDown Plus (MFA)的房价上限如下：Purchase price limits vary by county; see MFA limits page. 符合条件的房屋类型包括Single Family。

FirstDown Plus (MFA)服务于在New Mexico任何地方购房的购房者。

FirstDown Plus (MFA)的申请通过Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过MFA PowerLender via participating lenders; funds limited and first-come, first-served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。