FirstHome (MFA)

FirstHome (MFA)是面向New Mexico购房者的第一抵押贷款，由Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)管理。 FirstHome is Housing New Mexico's primary first-mortgage program for first-time New Mexico homebuyers with low-to-moderate incomes. It can be used as a stand-alone first mortgage or combined with MFA down payment assistance second mortgages such as FirstDown or HomeNow. Buyers must occupy the property as their primary residence within 60 days of closing. Competitive fixed-rate first mortgage. Available to first-time homebuyers. Can be combined with MFA down payment assistance. Works with FHA, VA, USDA, HUD 184 and HFA conventional loans. Finances manufactured homes. 资金来自Mortgage revenue bonds / Housing New Mexico (MFA)。

FirstHome (MFA)是第一抵押贷款，按Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FirstHome (MFA)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Buyers who have not owned/occupied a primary residence in the past three years qualify as first-time; requirement may be waived in MFA-designated targeted areas. 关于信用，该项目说明：Minimum 620; alternative credit qualification accepted in certain cases for borrowers with no score. 须参加购房者教育课程，由eHome America (MFA online) or a HUD-approved counseling agency提供。 Single-family only; no income-generation/business use. Income and purchase price limits vary by county/household size (not enumerated on fact sheet). DTI, prepayment penalty, and new-construction eligibility not stated on official fact sheet.

FirstHome (MFA)的收入限制如下：Household income limits vary by county and household size; see MFA income and purchase price limits page. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FirstHome (MFA)的房价上限如下：Purchase price limits vary by county; see MFA limits page. 符合条件的房屋类型包括Single Family。 预制房屋符合条件。

FirstHome (MFA)服务于在New Mexico任何地方购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

FirstHome (MFA)的申请通过Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过MFA PowerLender (mfa.powerlender.com) via participating lenders预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。