本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Minimum 620 for all borrowers; alternative credit qualification accepted in certain cases.
- 完成购房者教育课程,由eHome America (MFA online) or a HUD-approved counseling agency (required for first-time homebuyers)提供
- Owner-occupied single-family only. Income and purchase price limits vary by county/household size (not enumerated on fact sheet). DTI, recapture tax, prepayment penalty, and new-construction eligibility not stated on official fact sheet.
- 位于New Mexico的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
New Mexico的房屋New Mexico的房屋,以及本项目接受的房屋
- 64.5% 独栋独栋住宅
- 3.8% 联排联排别墅
- 5.8% 2–4个单元2–4个单元
- 10.1% 5+个单元公寓和共管公寓楼(5+个单元)
- 15.9% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$248,100
New Mexico房屋价值中位数
42.7%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由eHome America (MFA online) or a HUD-approved counseling agency (required for first-time homebuyers)提供。
联系Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)预留资金
资金通过MFA PowerLender (mfa.powerlender.com) via participating lenders预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
HomeForward First Mortgage Loan (MFA)是什么?
HomeForward First Mortgage Loan (MFA)是面向New Mexico购房者的第一抵押贷款,由Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)管理。 HomeForward is a first-mortgage loan for first-time and repeat homebuyers with low and moderate incomes who may not qualify for FirstHome, with simplified qualification and reduced documentation. It can be used as a stand-alone first mortgage or combined with the optional HomeForward DPA second mortgage, which provides up to 3% of the sales price. Borrowers must occupy the property as their primary residence within 60 days of closing. No first-time homebuyer requirement. Simplified qualification and reduced documentation. Can pair with HomeForward DPA (up to 3% of sales price). Works with FHA, VA, USDA, HUD 184 and HFA conventional loans. Finances manufactured homes. 资金来自Housing New Mexico (MFA)。
需要偿还吗?
HomeForward First Mortgage Loan (MFA)是第一抵押贷款,按Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
HomeForward First Mortgage Loan (MFA)面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Minimum 620 for all borrowers; alternative credit qualification accepted in certain cases. 须参加购房者教育课程,由eHome America (MFA online) or a HUD-approved counseling agency (required for first-time homebuyers)提供。 Owner-occupied single-family only. Income and purchase price limits vary by county/household size (not enumerated on fact sheet). DTI, recapture tax, prepayment penalty, and new-construction eligibility not stated on official fact sheet.
收入限制是多少?
HomeForward First Mortgage Loan (MFA)的收入限制如下:Available to low- and moderate-income borrowers; income limits vary by county and household size (see MFA limits page). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
HomeForward First Mortgage Loan (MFA)的房价上限如下:Purchase price limits vary by county; see MFA limits page. 符合条件的房屋类型包括Single Family。 预制房屋符合条件。
适用于哪些地区?
HomeForward First Mortgage Loan (MFA)服务于在New Mexico任何地方购房的购房者。
如何申请?
HomeForward First Mortgage Loan (MFA)的申请通过Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过MFA PowerLender (mfa.powerlender.com) via participating lenders预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
项目条款由Housing New Mexico (New Mexico Mortgage Finance Authority / MFA)设定,并可能变化;申请前请在官方网站上确认。