Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program

Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program是面向Rio Rancho，New Mexico购房者的可免除贷款，由City of Rio Rancho, Financial Services Department管理。 The Rio Rancho Housing Opportunity Program (RRHOP), also called the Down Payment Assistance Program, is a partnership between the City of Rio Rancho and local lending institutions funded by the City's HUD CDBG entitlement grant. It provides qualified first-time homebuyers with a zero-interest loan/grant covering no more than 50% of the required down payment plus reasonable closing costs, up to a maximum of $5,000. Buyers apply through a participating local lender, who submits documentation to the City's Financial Services Department. Zero-interest assistance. Up to $5,000 toward down payment and closing costs. Helps first-time buyers in Rio Rancho. Works with local lenders. 资金来自HUD Community Development Block Grant (CDBG) Entitlement Grant。

Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program提供最高$5,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Rio Rancho, Financial Services Department决定。

Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Sale, transfer, or end of owner-occupancy before the forgiveness period。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Apply through a participating local lender; allow 10-14 business days to process; funding is limited and announced when depleted. GAP: official page does not publish a credit score, DTI, max purchase price, lien position, forgiveness term, or numeric income limit; the 5-year forgiveness term reported by third parties is NOT stated on the official page and is omitted.

Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program的收入限制如下：Low-to-moderate income; targeted to households meeting HUD CDBG low/mod income limits for Rio Rancho/Sandoval County。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program服务于在Rio Rancho，New Mexico购房的购房者。

Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program的申请通过City of Rio Rancho, Financial Services Department办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。