本页面由机器翻译。英文版本为原文。
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada是面向Nevada购房者的补助金,由Federal Home Loan Bank of San Francisco (delivered via member financial institutions)管理。
该项目要求
- 首次购房者——有例外:HUD first-time homebuyer definition (no principal residence owned in past 3 years)
- 房屋作为主要住所自住
- 完成购房者教育课程,由HUD-approved homebuyer counseling program (provider not specified)提供
- 居住要求:Property must be in Arizona, California, or Nevada
- Apply through a currently participating FHLB-SF member lender (not directly from FHLB-SF). The $8M first round for 2026 is exhausted; $3M second round expected later in 2026. Distinct from the existing generic WISH catalog row — MDPA targets 80.01-140% AMI with up to $50,000 and no retention period.
- 位于Nevada的房屋
不适用于
- 收入超过地区收入中位数140%的家庭
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Nevada的房屋Nevada的房屋,以及本项目接受的房屋
- 60.4% 独栋独栋住宅
- 5.2% 联排联排别墅
- 7.2% 2–4个单元2–4个单元
- 21.8% 5+个单元公寓和共管公寓楼(5+个单元)
- 5.4% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$435,400
Nevada房屋价值中位数
22%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由HUD-approved homebuyer counseling program (provider not specified)提供。
联系Federal Home Loan Bank of San Francisco (delivered via member financial institutions)预留资金
资金通过First-come, first-served via FHLB-SF member financial institution预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada是什么?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada是面向Nevada购房者的补助金,由Federal Home Loan Bank of San Francisco (delivered via member financial institutions)管理。 The FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program provides matching grants of up to $50,000 to first-time homebuyers earning between 80.01% and 140% of AMI purchasing in Arizona, California, or Nevada. Buyers must contribute a minimum of $10,000 of their own funds and complete homebuyer counseling; the grant is delivered to escrow by a participating FHLB-SF member lender. The 2026 program has $11 million available first-come, first-served (first $8M round exhausted; $3M second round later in 2026). Up to $50,000 grant (no repayment). Targets middle-income buyers (80.01-140% AMI). Stackable with other programs. Available statewide in NV via participating lenders. 资金来自FHLBank San Francisco voluntary contribution; 2026 program $11M (first $8M round exhausted; $3M second round later in 2026)。
提供多少援助?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada提供最高$50,000的援助。 购房者自付部分:Homebuyer must contribute a minimum of $10,000 (savings or gifted funds)。 该项目可与Designed to complement local, state, and federal homeownership programs结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Federal Home Loan Bank of San Francisco (delivered via member financial institutions)决定。
需要偿还吗?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:HUD first-time homebuyer definition (no principal residence owned in past 3 years)。 须参加购房者教育课程,由HUD-approved homebuyer counseling program (provider not specified)提供。 居住要求:Property must be in Arizona, California, or Nevada。 Apply through a currently participating FHLB-SF member lender (not directly from FHLB-SF). The $8M first round for 2026 is exhausted; $3M second round expected later in 2026. Distinct from the existing generic WISH catalog row — MDPA targets 80.01-140% AMI with up to $50,000 and no retention period.
收入限制是多少?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada将家庭收入限制在地区收入中位数的140%,该数值因县和家庭人数而异。 Household income between 80.01% and 140% of HUD AMI based on property address, adjusted for household size. Buyers at/below 80% AMI denied FHA financing may qualify under a special exception. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada可用于Single Family、Condo、2-4 Unit和Manufactured。 新建房屋符合条件。 预制房屋符合条件。
适用于哪些地区?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada服务于在Nevada任何地方购房的购房者。
如何申请?
FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada的申请通过Federal Home Loan Bank of San Francisco (delivered via member financial institutions)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via FHLB-SF member financial institution预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Nevada购房者面向Nevada购房者的其他项目
- Rural Nevada Development Corporation Down Payment Assistance (HOME)最高$30,000
- Rural Rocks $20K最高$20,000
- Worker Advantage Program最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Nevada的全部77个项目项目条款由Federal Home Loan Bank of San Francisco (delivered via member financial institutions)设定,并可能变化;申请前请在官方网站上确认。