Rural Nevada Development Corporation Down Payment Assistance (HOME)

Rural Nevada Development Corporation Down Payment Assistance (HOME)是面向Nevada购房者的延期第二贷款，由Rural Nevada Development Corporation (RNDC)管理。 Rural Nevada Development Corporation (RNDC) offers a deferred-loan down payment and closing cost assistance program for low-income, first-time homebuyers in 15 eligible rural Nevada counties. Two funding streams are available: up to $30,000 in federal HOME funds and up to $25,000 in Home Means Nevada Initiative (HMNI) funds. The interest-free deferred loan is forgiven after 3-10 years (depending on fund source) if the home remains the borrower's primary residence, and becomes due in full if the home is sold before the affordability period ends. Up to $30,000 (HOME) or $25,000 (HMNI) for down payment and closing costs. 0% interest, no payments. Forgivable after 3-10 years of primary-residence occupancy. Serves 15 rural Nevada counties. 资金来自Two fund sources: federal HOME Investment Partnerships funds (up to $30,000) and Home Means Nevada Initiative (HMNI) state funds (up to $25,000).

Rural Nevada Development Corporation Down Payment Assistance (HOME)提供最高$30,000的援助。 援助档次：HOME funds: up to $30,000 deferred loan. Home Means Nevada Initiative (HMNI) funds: up to $25,000 deferred loan. Forgiveness period (3-10 years) and maximum purchase price vary by fund source used. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Rural Nevada Development Corporation (RNDC)决定。

Rural Nevada Development Corporation Down Payment Assistance (HOME)在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Deferred loan forgiven after 3-10 years (depending on which fund source is used) if the home remains the applicant's primary residence. If the home is sold/title transfers before the affordability period ends, the full DPA amount becomes due and payable. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Rural Nevada Development Corporation Down Payment Assistance (HOME)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Could not confirm a minimum credit score from the official source. 居住要求：Applicant must reside in one of the eligible rural counties. Eligible counties: Carson, Churchill, Douglas, Elko, Esmeralda, Eureka, Humboldt, Lander, Lincoln, Lyon, Mineral, Nye, Pershing, Storey, White Pine.

Rural Nevada Development Corporation Down Payment Assistance (HOME)的收入限制如下：Low-income, first-time homebuyers; eligibility determined by applicant's gross annual income and the home's purchase price. Could not confirm specific income-limit dollar amounts by household size from the program page. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Rural Nevada Development Corporation Down Payment Assistance (HOME)的房价上限如下：Maximum purchase price requirements depend on which fund source (HOME or HMNI) is used; specific dollar amounts not published on the program page. 符合条件的房屋类型包括Single Family。

Rural Nevada Development Corporation Down Payment Assistance (HOME)服务于在Nevada任何地方购房的购房者。

Rural Nevada Development Corporation Down Payment Assistance (HOME)的申请通过Rural Nevada Development Corporation (RNDC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly to RNDC (downloadable application; email/mail). Contingent on pre-approval from a mortgage lender.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。