RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)

RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)是面向Multiple，Nevada购房者的延期第二贷款，由Rural Nevada Development Corporation (RNDC)管理。 RNDC's HMNI-funded down payment assistance is an interest-free deferred second loan of up to $25,000 for down payment and eligible closing costs, helping low-income first-time homebuyers purchase HQS-compliant homes in 15 rural Nevada counties. The loan carries no payments and no interest and is forgiven after 3-10 years if the home remains the borrower's primary residence; it is recaptured on early sale or transfer. This tier is funded by the State's Home Means Nevada Initiative and is distinct from RNDC's separately-cataloged HOME-funded DPA (up to $30,000). Up to $25,000 interest-free, no-payment deferred assistance. Forgivable over time. Combinable with a first mortgage. 资金来自Home Means Nevada Initiative (HMNI) funds via Nevada Housing Division。

RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)提供最高$25,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Rural Nevada Development Corporation (RNDC)决定。

RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Due in full if the home is sold, transferred, no longer the primary residence, rented, abandoned, donated, or destroyed before the 3-10 year affordability period ends; also on death of the last surviving applicant or divorce unless a decree allows one applicant to remain. 该援助以Second / subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer defined as not having owned a home in the last 3 years. DISTINCT from the cataloged 'RNDC DPA (HOME)' tier (different funding source/max). Lender pre-qualification letter, $500 minimum earnest money, six months Nevada/county residency proof, and full income/asset documentation required. Five deed restrictions apply.

RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)的收入限制如下：Low-income first-time homebuyers; eligibility set by gross annual income and purchase price (Part 5/HUD income; specific limits per county/program, not published in the brochure). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)的房价上限如下：Maximum purchase-price requirements depend on which program (HOME vs HMNI) is used. 符合条件的房屋类型包括Single Family。 新建房屋不符合条件。

RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)服务于在Multiple，Nevada购房的购房者。

RNDC Down Payment Assistance — Home Means Nevada Initiative (HMNI)的申请通过Rural Nevada Development Corporation (RNDC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; ongoing applications with a waiting list (by pre-qualification order) when funds unavailable.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。