Truckee Meadows Habitat for Humanity Homeownership Program

Truckee Meadows Habitat for Humanity Homeownership Program是面向Sparks，Nevada购房者的首付援助，由Truckee Meadows Habitat for Humanity管理。 Truckee Meadows Habitat for Humanity sells newly stick-built homes to low- and moderate-income partner families in Washoe County (Reno/Sparks) at roughly 90% of market price with a 0% interest mortgage, payments capped at 30% of gross monthly income. Partner families invest sweat equity and complete homeowner education. This is an affordable below-market, sweat-equity homeownership program, not a cash DPA grant. Newly built home sold below market (~90% of market price). 0% interest mortgage. Monthly payment capped at 30% of gross income. Homeowner education classes. 资金来自Truckee Meadows Habitat for Humanity (donations, ReStore proceeds); homes sold at ~90% of market price with 0% interest mortgage。

Truckee Meadows Habitat for Humanity Homeownership Program是首付援助，按Truckee Meadows Habitat for Humanity设定的条款偿还。 触发还款的情形：Monthly mortgage payments to Habitat (0% interest), capped at 30% of gross monthly income; payments recycle into building additional Habitat houses。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Truckee Meadows Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Truckee Meadows Habitat for Humanity homeowner education classes (home maintenance, saving, managing a mortgage, personal finances)提供。 公民身份或移民身份：Income test stated for 'U.S. applicants' (household income not to exceed 60% AMI)。 NOTE: applications currently CLOSED (all homes assigned to partner families; program active and reopens admissions periodically — watch affiliate Facebook). ~500 hours sweat equity per partner family. Must demonstrate housing need, willingness to partner, and ability to pay an affordable mortgage. Serves Washoe County (Reno/Sparks), not Carson City. Note: legacy domain tmhh.org is a parked spam site; official site is habitatforhumanityreno.org.

Truckee Meadows Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Household income must not exceed 60% of the area median income, defined annually by HUD for the applicant's family size (Washoe County). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Truckee Meadows Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Truckee Meadows Habitat for Humanity Homeownership Program服务于在Sparks，Nevada购房的购房者。

Truckee Meadows Habitat for Humanity Homeownership Program的申请通过Truckee Meadows Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。