City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program是面向Buffalo，New York购房者的可免除贷款，由Buffalo Urban Renewal Agency (BURA) / City of Buffalo Office of Strategic Planning; intake via UDCDA, Matt Urban Human Services, Belmont Housing Resources, Buffalo Urban League管理。 The City of Buffalo provides first-time homebuyers funds toward down payment and closing costs to purchase a 1-2 family or vacant home in the City of Buffalo. Funds are provided as a 0% interest deferred, forgivable conditional grant that must be repaid in full if the home is sold or vacated within the 5-year regulatory period. Funded by City of Buffalo Owner Occupied Housing Assistance Programs through NYS HCR/Affordable Housing Corporation (AHC), the City of Buffalo Mayor's Office of Strategic Planning, and BURA. Up to $15,000 toward down payment and closing costs (0% interest, deferred, forgivable after 5 years). 资金来自NYS HCR/Affordable Housing Corporation (AHC); City of Buffalo; Buffalo Urban Renewal Agency (BURA)。

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program提供最高$15,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Buffalo Urban Renewal Agency (BURA) / City of Buffalo Office of Strategic Planning; intake via UDCDA, Matt Urban Human Services, Belmont Housing Resources, Buffalo Urban League决定。

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Repaid in full if home is sold or vacated within 5 years of purchase. 该援助以subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Belmont Housing Resources WNY; Buffalo Urban League提供。 居住要求：Property must be in the City of Buffalo。 Income must fall between 50%-80% of HUD income guidelines. Home must be in generally good condition with no major housing code violations or lead-based paint hazards. The Matt Urban Center CHDO offers a related access point with up to $5,000 (single-family). Exact 4-person income limit, max purchase price, and credit/DTI thresholds not published on the program page (HUD income guidelines apply by family size).

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program可用于single_family、two_family和vacant_home。

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program服务于在Buffalo，New York购房的购房者。

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program的申请通过Buffalo Urban Renewal Agency (BURA) / City of Buffalo Office of Strategic Planning; intake via UDCDA, Matt Urban Human Services, Belmont Housing Resources, Buffalo Urban League办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。