Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program是面向East Hampton，New York购房者的延期第二贷款，由Town of East Hampton Office of Housing and Community Development管理。 Funded by the Town of East Hampton Community Housing Fund (a 0.5% real estate transfer tax approved by voters in 2022), the program offers eligible first-time homebuyers zero-interest, deferred-payment loans of up to $30,000 toward down payment and closing costs. The 2026 budget is $600,000, supporting up to 20 loans of $30,000 each. Loans are secured by a subordinate lien, require no monthly payments, and are repayable in full upon sale of the property. Zero-interest deferred loan up to $30,000 for down payment and closing costs; no monthly payments; repayable on sale. 资金来自Town of East Hampton Community Housing Fund (0.5% real estate transfer tax)。

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program提供最高$30,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Town of East Hampton Office of Housing and Community Development决定。

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repaid in full upon sale of the property. 该援助以subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time = not owned a primary residence (and spouse not owned) in the 3-year period prior to purchase, and does not own a vacation/investment home. 居住要求：Current East Hampton Town resident, resident within last 5 years, or employee of an East Hampton Town-based business. 公民身份或移民身份：U.S. citizen or lawful permanent resident。 Applicant must be at least 18 and a U.S. citizen or lawful permanent resident; live or work in East Hampton Town (current resident, resident within last 5 years, or employee of an East Hampton-based business). Loan may not exceed actual down payment and closing costs. May be combined with other FTHB assistance.

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program的收入限制如下：Max combined household income up to $197,880 for a 1- or 2-person household, or up to $230,860 for a 3+ person household (tied to SONYMA income limits in effect on contract date). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program将房价上限设为$1.9M。 符合条件的房屋类型包括single_family、two_family、townhome、condo和modular_home。 新建房屋符合条件。

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program服务于在East Hampton，New York购房的购房者。

Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program的申请通过Town of East Hampton Office of Housing and Community Development办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Purchaser Certificate valid for 1 year (one extension at Town discretion); first-come, first-served.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。