At Home In Youngstown

At Home In Youngstown是面向Youngstown，Ohio购房者的可免除贷款，由City of Youngstown Community Development Division (intake via Catholic Charities Regional Agency)管理。 A City of Youngstown program providing up to $10,000 for down payment and closing costs (plus up to $15,000 for approved energy upgrades/repairs) to buyers purchasing a single-family home or condo in the city. Structured as a forgivable loan secured by a lien; 20% of the award is forgiven each year, maturing at year 5. Up to $10,000 down payment & closing costs. + up to $15,000 energy upgrades/repairs. 0% forgivable (20%/yr over 5 yrs). No income limits. Homebuyer education + credit counseling. 资金来自Local Government和ARPA。

At Home In Youngstown提供最高$10,000的援助。 该项目要求购房者自付$500 earnest money up front. 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Youngstown Community Development Division (intake via Catholic Charities Regional Agency)决定。

At Home In Youngstown在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale before 5-yr maturity、Ceases to be primary residence within 5 yrs和Transfer of title before maturity。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

At Home In Youngstown面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Catholic Charities Regional Agency (homebuyer education; credit counseling).提供。 居住要求：Property must be within the City of Youngstown and the buyer's primary residence for at least 5 years. assistance_amount_max reflects the $10,000 DPA/closing portion; up to $15,000 more is available for energy/repairs.

At Home In Youngstown的收入限制如下：No income limit (all income restrictions removed September 2024). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

At Home In Youngstown可用于Single Family和Condo。

At Home In Youngstown服务于在Youngstown，Ohio购房的购房者。

At Home In Youngstown的申请通过City of Youngstown Community Development Division (intake via Catholic Charities Regional Agency)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。