City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program

City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program是面向Cleveland，Ohio购房者的可免除贷款，由CHN Housing Capital (CHN Housing Partners) on behalf of the City of Cleveland管理。 The City of Cleveland's Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program provides eligible homebuyers $20,000 toward the purchase of a new-construction or newly renovated home in the Glenville/Circle North target neighborhood. The assistance is a 0% interest deferred second mortgage forgiven after five years of owner-occupancy. Buyers at or below 120% AMI contribute 3% of the purchase price; buyers above 120% AMI contribute 5%. Administered by CHN Housing Capital / Believe Mortgage. $20,000 in down payment assistance. 0% interest. Fully forgiven after 5 years of owner-occupancy. No monthly payments (deferred second mortgage). Supports purchase of new or newly renovated homes in a revitalizing neighborhood. 资金来自City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI)。

City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program提供最高$20,000的援助。 购房者自付部分：Borrowers at or below 120% AMI contribute 3% of the purchase price; borrowers above 120% AMI contribute 5%. 金额是该项目公布的上限，并非报价——具体每人的援助金额由CHN Housing Capital (CHN Housing Partners) on behalf of the City of Cleveland决定。

City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Loan is forgiven after 5 years of owner-occupancy; if the home is sold, transferred, or ceases to be the borrower's primary residence within 5 years, the outstanding amount becomes due (deferred second mortgage). 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由CHN Housing Partners or any HUD-certified housing counseling agency提供。 Place-based: applies only to new-construction or newly renovated homes in the Glenville/Circle North NTI target area. Buyer contribution tiered to AMI (3% at/below 120% AMI; 5% above). Funding/active status should be re-verified directly with CHN before publishing (no standalone current term sheet located).

City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program的收入限制如下：No hard income cap published; buyer contribution is tiered to AMI (3% at/below 120% AMI; 5% above 120% AMI). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program可用于Single Family。 新建房屋符合条件。

City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program服务于在Cleveland，Ohio购房的购房者。 该项目针对特定区域：Glenville / Circle North neighborhood (designated NTI target geography in the City of Cleveland). 目标社区：Glenville-Circle North。

City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program的申请通过CHN Housing Capital (CHN Housing Partners) on behalf of the City of Cleveland办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。