Greater Circle Living Home Purchasing Program (HPP)

Greater Circle Living Home Purchasing Program (HPP)是面向Cleveland，Ohio购房者的可免除贷款，由Fairfax Renaissance Development Corporation (Greater Circle Living)管理。 Greater Circle Living is a multi-anchor Employer-Assisted Housing program providing eligible employees of Greater University Circle institutions up to $20,000 (up to $30,000 with certain employers) in 0%, forgivable down-payment assistance to buy in one of nine designated neighborhoods. Forgiven 20%/yr over five years while the employee remains employed and occupies the home. Up to $20,000 (up to $30,000 with match). 0% interest. Forgiven over 5 years. Live near work. Combinable with city/county/lender DPA. 资金来自Greater University Circle anchor institutions (CWRU, Cleveland Clinic, University Hospitals, Judson) and The Cleveland Foundation。

Greater Circle Living Home Purchasing Program (HPP)提供最高$30,000的援助。 购房者自付部分：Employee must provide at least 3% of total purchase price from own funds. 该项目可与Can combine with CHN/Housing Partners, city, county, lender programs结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Fairfax Renaissance Development Corporation (Greater Circle Living)决定。

Greater Circle Living Home Purchasing Program (HPP)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Selling, refinancing, or vacating before end of 5-year term; ceasing primary occupancy; or ceasing eligible employment. Forgiven 20%/yr over 5 years. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Greater Circle Living Home Purchasing Program (HPP)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由8-hour HUD-approved homebuyer education by/approved by Fairfax Renaissance; alternatives via ESOP/Benjamin Rose提供。 居住要求：Must purchase within Greater University Circle target area (9 neighborhoods)。 Cleveland Foundation paused its contribution while assessing the program; Fairfax Renaissance continues administration and program remains operational on employer funds. Confirm current benefit amounts by employer. Benefit treated as taxable income.

Greater Circle Living Home Purchasing Program (HPP)将家庭收入限制在$150,000。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Greater Circle Living Home Purchasing Program (HPP)可用于Single Family、2-4 Unit、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Greater Circle Living Home Purchasing Program (HPP)仅限Case Western Reserve University, Cleveland Clinic, University Hospitals, Judson at University Circle, Cleveland VA Hospital的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Greater Circle Living Home Purchasing Program (HPP)服务于在Cleveland，Ohio购房的购房者。 该项目针对特定区域：Greater University Circle target area (9 east-side neighborhoods)。

Greater Circle Living Home Purchasing Program (HPP)的申请通过Fairfax Renaissance Development Corporation (Greater Circle Living)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served upon approval and funding availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。