看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

市级项目可免除

City of Mansfield Down Payment Assistance Program

City of Mansfield Down Payment Assistance Program是面向Mansfield,Ohio购房者的可免除贷款,由City of Mansfield Department of Housing and Community Development管理。

最近核实于来源:City of Mansfield Department of Housing and Community Development

该项目要求

  • 房屋作为主要住所自住
  • 居住要求:Property must be located within the City of Mansfield (Richland County), Ohio city limits.
  • Buyer income at or below 80% AMI (HUD HOME Low Income limit; FY2025 4-person $68,150). Home must be within City of Mansfield city limits and used as the buyer's principal residence. HOME recapture/resale under 24 CFR 92.254 applies. NOTE: PY2026 Action Plan (eff. 7/1/2026) does not list DPA as a separate funded line; renewal beyond 6/30/2026 should be re-verified.
  • 位于Mansfield市界内的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Mansfield以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Richland County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$92,500
地区收入中位数,4人家庭(HUD,2026)

适用地区

Mansfield的房屋

  • 59.3% 独栋
  • 6.5% 联排
  • 14.6% 2–4个单元
  • 16.3% 5+个单元
  • 3.3% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$119,600

Mansfield房屋价值中位数

78.3%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Mansfield购房

如何申请

  1. 联系City of Mansfield Department of Housing and Community Development预留资金

    资金向提供方预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Mansfield Down Payment Assistance Program是什么?

City of Mansfield Down Payment Assistance Program是面向Mansfield,Ohio购房者的可免除贷款,由City of Mansfield Department of Housing and Community Development管理。 The City of Mansfield's Down Payment Assistance program provides up to $10,000 in HOME-funded down payment assistance toward the purchase of a home within Mansfield city limits for income-eligible (at/below 80% AMI) buyers. Administered by the City's Department of Housing and Community Development and funded with prior-year HOME carryover ($62,500 in the PY2025 Annual Action Plan), it is structured as a forgivable, recapture-based subordinate loan under 24 CFR 92.254. The PY2025 Annual Action Plan (active through 6/30/2026) estimates the program will assist approximately 5 eligible families. Up to $10,000 toward down payment. Forgivable (recapture-based) — no repayment if affordability/occupancy requirements are met. Subordinate (second) lien. Serves low-income buyers (up to 80% AMI). 资金来自U.S. HUD HOME Investment Partnerships Program (HOME), administered by the City of Mansfield (prior-year carryover funds)。

提供多少援助?

City of Mansfield Down Payment Assistance Program提供最高$10,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Mansfield Department of Housing and Community Development决定。

需要偿还吗?

City of Mansfield Down Payment Assistance Program是可免除贷款,满足项目条件后余额即被免除。 该援助以Subordinate (second)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Mansfield Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 居住要求:Property must be located within the City of Mansfield (Richland County), Ohio city limits. Buyer income at or below 80% AMI (HUD HOME Low Income limit; FY2025 4-person $68,150). Home must be within City of Mansfield city limits and used as the buyer's principal residence. HOME recapture/resale under 24 CFR 92.254 applies. NOTE: PY2026 Action Plan (eff. 7/1/2026) does not list DPA as a separate funded line; renewal beyond 6/30/2026 should be re-verified.

收入限制是多少?

City of Mansfield Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income at or below 80% of Area Median Income (HUD HOME Low Income limit) for the Mansfield, OH MSA. FY2025 HOME 80% limits effective 6/1/2025: 1-person $47,750; 4-person $68,150. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

City of Mansfield Down Payment Assistance Program可用于Single Family。

适用于哪些地区?

City of Mansfield Down Payment Assistance Program服务于在Mansfield,Ohio购房的购房者。

如何申请?

City of Mansfield Down Payment Assistance Program的申请通过City of Mansfield Department of Housing and Community Development办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Mansfield Department of Housing and Community Development设定,并可能变化;申请前请在官方网站上确认。