City of Toledo Home at Last Down Payment Assistance

City of Toledo Home at Last Down Payment Assistance是面向Toledo，Ohio购房者的补助金，由City of Toledo Department of Housing and Community Development管理。 The City of Toledo's Home at Last program provides down payment and closing-cost assistance to credit-worthy first-time homebuyers purchasing within Toledo city limits. Eligible buyers receive up to $12,500 in most neighborhoods and up to $20,000 in target (NRSA) neighborhoods such as Englewood, Junction, Old South End, and East Toledo. Assistance is provided as a grant at closing, submitted through a participating lender, and the program can close in about 21 business days from a completed application. Up to $12,500 grant citywide. Up to $20,000 grant in target (NRSA) neighborhoods. Grant at closing (no repayment). ~21 business day turnaround. Free HUD-approved homeownership counseling. 资金来自HUD HOME / CDBG (federal, via City of Toledo)。

City of Toledo Home at Last Down Payment Assistance提供$12,500至$20,000的援助。 援助档次：Standard neighborhoods: up to $12,500; Target/NRSA neighborhoods: up to $20,000。 购房者自付部分：Minimum $500 buyer contribution, which includes payment of the required home inspection。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Toledo Department of Housing and Community Development决定。

City of Toledo Home at Last Down Payment Assistance属于补助金，因此无需偿还。 该援助以Provided as grant at closing (no lien / no repayment)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Toledo Home at Last Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Buyer must not have purchased or owned a home during the past three years。 须参加购房者教育课程，由NeighborWorks Toledo Region / Neighborhood Housing Services; NID Housing Counseling Agency (HUD-approved)提供。 居住要求：Property must be within City of Toledo corporation limits。 Application must be submitted by a participating lender. City performs a Housing Quality Standards inspection and visual lead paint inspection by a licensed lead risk assessor. Target-neighborhood enhanced amount ($20,000) applies in designated NRSAs (Englewood, Junction, Old South End, East Toledo).

City of Toledo Home at Last Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income maximums set at 80% of HUD area median income; 2026 limits: 1-person $53,450; 2 $61,050; 3 $68,700; 4 $76,300; 5 $82,450; 6 $88,550; 7 $94,650; 8 $100,750. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Toledo Home at Last Down Payment Assistance可用于Single Family和Condo。

City of Toledo Home at Last Down Payment Assistance服务于在Toledo，Ohio购房的购房者。 该项目针对特定区域：Neighborhood Revitalization Strategy Areas (NRSAs): Englewood, Junction, Old South End, and East Toledo — enhanced assistance up to $20,000。 目标社区：Englewood; Junction; Old South End; East Toledo。

City of Toledo Home at Last Down Payment Assistance的申请通过City of Toledo Department of Housing and Community Development办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come; submitted by participating lender with completed application预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。