Maumee Valley Habitat for Humanity Homeownership Program

Maumee Valley Habitat for Humanity Homeownership Program是面向Toledo，Ohio购房者的第一抵押贷款，由Maumee Valley Habitat for Humanity管理。 Maumee Valley Habitat for Humanity sells newly built or rehabbed homes in Lucas County to income-qualified buyers who purchase with a 0% interest mortgage rather than cash down payment assistance. Affordability comes from the no-interest first mortgage and sweat equity in lieu of a traditional down payment. Mortgage terms run 15-30 years; typical monthly payments (incl. taxes/insurance) are roughly $450-$600. 0% interest first mortgage. No traditional down payment (sweat equity). Monthly payment ~$450-$600 incl. taxes/insurance. Homebuyer/financial education. 资金来自Habitat affiliate (donations, recycled mortgage payments)。

Maumee Valley Habitat for Humanity Homeownership Program是第一抵押贷款，按Maumee Valley Habitat for Humanity设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Maumee Valley Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No credit score pulled; credit history reviewed. Debt under 43% of income; collections under $5,000; no liens/judgments; no bankruptcy within 2 years. 须参加购房者教育课程，由Maumee Valley Habitat for Humanity (monthly homeownership and financial classes)提供。 居住要求：Must occupy a Habitat home in Lucas County (primarily Toledo and Washington Local districts; occasionally Oregon/Holland).

Maumee Valley Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income 30-80% of Lucas County AMI. 2025 (6/25) 80% limits: 1p $53,100; 4p $75,850; 5p $81,950. 30% minimums also apply. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Maumee Valley Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Maumee Valley Habitat for Humanity Homeownership Program服务于在Toledo，Ohio购房的购房者。

Maumee Valley Habitat for Humanity Homeownership Program的申请通过Maumee Valley Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。