CityWide Northwest/West Dayton Down Payment Assistance

CityWide Northwest/West Dayton Down Payment Assistance是面向Dayton，Ohio购房者的延期第二贷款，由HomeOwnership Center of Greater Dayton (a program of County Corp), in partnership with CityWide Development Corporation管理。 A place-based down payment assistance program from the HomeOwnership Center of Greater Dayton (a program of County Corp) in partnership with CityWide Development Corporation, funded with legal settlement funds. It provides up to $7,000 as a 0% deferred-payment second mortgage toward down payment and closing costs for first-time homebuyers purchasing homes in the Welcome Home Ohio or Northwest Pathways programs in specified northwestern and western neighborhoods within the City of Dayton. Up to $7,000 toward down payment and closing costs. 0% interest, no monthly payments (deferred second mortgage). No income limit on the DPA itself. No purchase price limit. 资金来自Legal settlement funds (via HomeOwnership Center) in partnership with CityWide; tied to Welcome Home Ohio / Northwest Pathways。

CityWide Northwest/West Dayton Down Payment Assistance提供最高$7,000的援助。 购房者自付部分：Minimum $500 from borrower's own funds; FHA requires 3.5% borrower contribution。 该项目可与Welcome Home Ohio; Northwest Pathways结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由HomeOwnership Center of Greater Dayton (a program of County Corp), in partnership with CityWide Development Corporation决定。

CityWide Northwest/West Dayton Down Payment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Full amount due upon sale, transfer of ownership, refinance of the first mortgage, vacancy, loss of primary-residence status, or conversion to a rental/investment property。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CityWide Northwest/West Dayton Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由HomeOwnership Center of Greater Dayton (pre-purchase appointment + Homebuyer Class)提供。 Max 31% housing / 42% total DTI. First mortgage must be a fixed-rate conventional/FHA/VA loan approved by the HOC. Property must be in the Welcome Home Ohio or Northwest Pathways program within the eligible NW/West Dayton map area. Min $500 borrower contribution (3.5% FHA). Pre-purchase appointment + Homebuyer Class required. Subordination only to lower the first-mortgage rate.

CityWide Northwest/West Dayton Down Payment Assistance的收入限制如下：No income limit on the DPA itself; underlying Welcome Home Ohio / Northwest Pathways programs carry their own income-eligibility requirements。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CityWide Northwest/West Dayton Down Payment Assistance的房价上限如下：No purchase price limit。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

CityWide Northwest/West Dayton Down Payment Assistance服务于在Dayton，Ohio购房的购房者。 该项目针对特定区域：Specified northwestern and western neighborhoods within the City of Dayton corporation limits; eligibility by property address per the official map。 目标社区：Northwest and West Dayton neighborhoods (Welcome Home Ohio / Northwest Pathways target areas)。

CityWide Northwest/West Dayton Down Payment Assistance的申请通过HomeOwnership Center of Greater Dayton (a program of County Corp), in partnership with CityWide Development Corporation办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; limited funds预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。