Southwest Dayton Down Payment Assistance Program

Southwest Dayton Down Payment Assistance Program是面向Dayton，Ohio购房者的可免除贷款，由HomeOwnership Center of Greater Dayton (a program of County Corp), in partnership with Aloft Dayton管理。 A targeted neighborhood-revitalization down payment assistance program from the HomeOwnership Center of Greater Dayton with Aloft Dayton for first-time buyers in the Edgemont, Miami Chapel, and Madden Hills neighborhoods of Southwest Dayton. Provides $10,000 toward down payment and closing costs (a portion usable for repair escrow) as a 0% deferred second mortgage forgiven 20%/year over 5 years. No income limit and no purchase price limit, making it distinct from the City of Dayton and Montgomery County DPA programs. $10,000 toward down payment/closing costs (some usable for repair escrow). 0% interest. Forgiven over 5 years. No income limit. No purchase price limit. 资金来自Aloft Dayton / HomeOwnership Center of Greater Dayton partnership funds。

Southwest Dayton Down Payment Assistance Program提供$10,000至$10,000的援助。 购房者自付部分：Minimum $500 of borrower's own funds; FHA borrowers must contribute 3.5% of their own funds. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由HomeOwnership Center of Greater Dayton (a program of County Corp), in partnership with Aloft Dayton决定。

Southwest Dayton Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Refinancing the first mortgage requires repayment of the balance; full repayment required if owner vacates, does not maintain it as primary residence, or it becomes a rental/investment property. 该援助以Second (0% deferred); may only subordinate to lower the first-mortgage rate.顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Southwest Dayton Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Treated as first-time if no home owned in last 3 years. 须参加购房者教育课程，由HomeOwnership Center of Greater Dayton pre-purchase appointment plus a Homebuyer Class ($0 in person/Zoom or $49 online).提供。 居住要求：Property must be in the Edgemont, Miami Chapel, or Madden Hills neighborhoods of Dayton. Property must be in Edgemont, Miami Chapel, or Madden Hills; complete a Homebuyer Class and meet a Homeownership Advisor; min $500 borrower contribution (FHA 3.5%); first mortgage approved by the HomeOwnership Center; ratios capped 31%/42% (max_dti left blank, expressed as housing/total ratios). Verified via SW-Guidelines-DPA.pdf. Distinct from City of Dayton DPA.

Southwest Dayton Down Payment Assistance Program的收入限制如下：No income limit. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Southwest Dayton Down Payment Assistance Program的房价上限如下：No purchase price limits. 符合条件的房屋类型包括Single Family、2-4 Unit、Condo和PUD。

Southwest Dayton Down Payment Assistance Program服务于在Dayton，Ohio购房的购房者。

Southwest Dayton Down Payment Assistance Program的申请通过HomeOwnership Center of Greater Dayton (a program of County Corp), in partnership with Aloft Dayton办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served while funds last; online application after accepted purchase contract, or free counseling appointment beforehand.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。