Coshocton County CHIP Homebuyer Assistance

Coshocton County CHIP Homebuyer Assistance是面向Coshocton，Ohio购房者的可免除贷款，由Ohio Regional Development Corporation (ORDC) / Lassiter Consulting Group; Ohio Department of Development CHIP管理。 Coshocton County and the City of Coshocton's Community Housing Improvement Program (CHIP), administered by Ohio Regional Development Corporation, includes a Homebuyer Assistance activity providing down payment and closing-cost grants of $1,000-$5,000 to low- and moderate-income households buying a modest, affordable single-family home as their principal residence. Funds may be used for down payment, appraisal, closing costs, or other purchase fees, and buyers receive about 7 hours of homeownership counseling. Assistance is secured by a 10-year promissory note with sliding-scale recapture. Down payment / closing cost grant of $1,000-$5,000. ~7 hours homeownership counseling. Can combine with FHA, VA, FMHA or private financing. Eligible for owner-rehab funds up to $30,000 for repairs. 资金来自HUD CHIP via Ohio Department of Development。

Coshocton County CHIP Homebuyer Assistance提供$1,000至$5,000的援助。 购房者自付部分：Grantee must contribute a minimum of $500 of their own funds。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Ohio Regional Development Corporation (ORDC) / Lassiter Consulting Group; Ohio Department of Development CHIP决定。

Coshocton County CHIP Homebuyer Assistance在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：10-year promissory note; sliding-scale repayment if sold/vacated before note expires; 15% repayment if vacated/transferred after 10 years; plus recording/release fees。 该援助以Subordinate (recorded mortgage / 10-year promissory note)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Coshocton County CHIP Homebuyer Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由~7 hours counseling (budgeting, home maintenance, lending, fair housing)提供。 居住要求：Property in Coshocton County / City of Coshocton CHIP service area。 Field notes — Ratio/DTI note: PITI cannot exceed 30% of gross monthly income. Administered by Ohio Regional Development Corp (740) 622-0529. Funds limited and competitive at the local level. Confirm current availability of the homebuyer activity with the local CHIP office, as CHIP activities vary by program cycle.

Coshocton County CHIP Homebuyer Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Coshocton County CHIP Homebuyer Assistance可用于Single Family、Condo、2-4 Unit和Manufactured。 预制房屋符合条件。

Coshocton County CHIP Homebuyer Assistance服务于在Coshocton，Ohio购房的购房者。

Coshocton County CHIP Homebuyer Assistance的申请通过Ohio Regional Development Corporation (ORDC) / Lassiter Consulting Group; Ohio Department of Development CHIP办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served when funds available预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。