Habitat for Humanity of Findlay/Hancock County Homeownership Program

Habitat for Humanity of Findlay/Hancock County Homeownership Program是面向Findlay，Ohio购房者的第一抵押贷款，由Habitat for Humanity of Findlay/Hancock County管理。 Habitat for Humanity of Findlay/Hancock County partners with income-qualified families to build or rehabilitate a home in Hancock County and sell it with a 0% interest mortgage. Mortgage terms run 20-30 years; monthly payments (incl. taxes/insurance) are normally $450-$600. Families complete 400+ sweat-equity hours and required monthly education classes before closing. 0% interest first mortgage. Monthly payment normally $450-$600 incl. taxes/insurance. 20-30 year term scaled to income. Free homeownership/financial education. 资金来自Habitat affiliate (donations, recycled mortgage payments, volunteer labor)。

Habitat for Humanity of Findlay/Hancock County Homeownership Program是第一抵押贷款，按Habitat for Humanity of Findlay/Hancock County设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Findlay/Hancock County Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No credit score pulled; a credit report is reviewed. 须参加购房者教育课程，由Habitat for Humanity of Findlay/Hancock County (monthly homeownership and financial classes)提供。 居住要求：Must be willing to live in Hancock County (homes primarily in Findlay, usually Findlay City School District). 公民身份或移民身份：U.S. citizen。

Habitat for Humanity of Findlay/Hancock County Homeownership Program的收入限制如下：Family gross monthly income between $2,191 and $4,480 (approx. $26,292-$53,760/yr), assessed by household. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Findlay/Hancock County Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Findlay/Hancock County Homeownership Program服务于在Findlay，Ohio购房的购房者。

Habitat for Humanity of Findlay/Hancock County Homeownership Program的申请通过Habitat for Humanity of Findlay/Hancock County办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications accepted only during two six-week windows per year (2026 windows TBA).预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。