Habitat for Humanity-Lima Area - Homeownership Program

Habitat for Humanity-Lima Area - Homeownership Program是面向Lima，Ohio购房者的第一抵押贷款，由Habitat for Humanity-Lima Area, Inc.管理。 Habitat for Humanity-Lima Area provides qualified families in Allen County and the Delphos area of Van Wert County an opportunity to purchase a simple, decent home with a no-profit, no-interest Habitat mortgage. Applicants must demonstrate housing need, ability to repay, and willingness to partner through a minimum of 200 sweat-equity hours plus required homeowner training and credit education. No-interest mortgage. Serves families who can't get conventional financing. Homeowner training and credit education included. Sweat-equity builds equity. Serves Allen County plus Delphos. 资金来自Donations, volunteer labor, grants, and homebuyer mortgage payments。

Habitat for Humanity-Lima Area - Homeownership Program是第一抵押贷款，按Habitat for Humanity-Lima Area, Inc.设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity-Lima Area - Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No published minimum credit score; designed for families who would not qualify for a conventional bank loan。 须参加购房者教育课程，由Habitat for Humanity-Lima Area homeowner training and credit education提供。 Start with the Pre-Application Form and attend an information session; an application interview follows. Minimum 200 sweat-equity hours. Generally requires ~1 year of employment. Specific income dollar limits, credit score, DTI, purchase price not captured from a primary-source table and left null. Distinct from the City of Lima/Allen County municipal DPA already in catalog.

Habitat for Humanity-Lima Area - Homeownership Program的收入限制如下：Household income must fall within published ranges by family size (ability-to-pay floor and ceiling). Specific dollar figures provided on the affiliate's Selection Criteria page / at info sessions; not captured in a primary-source table during this verification. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity-Lima Area - Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity-Lima Area - Homeownership Program服务于在Lima，Ohio购房的购房者。

Habitat for Humanity-Lima Area - Homeownership Program的申请通过Habitat for Humanity-Lima Area, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。