Habitat for Humanity of Portage County - Home Ownership Program

Habitat for Humanity of Portage County - Home Ownership Program是面向Ravenna，Ohio购房者的第一抵押贷款，由Habitat for Humanity of Portage County管理。 Habitat for Humanity of Portage County's Home Ownership program sells newly built homes to income-qualified partner families with an interest-free mortgage covering principal, taxes, and insurance. Eligible households earn between 40% and 80% of Portage County median family income. Partner families complete 500 sweat-equity hours (two-adult families) or 250 hours (single-adult families). Interest-free mortgage. Affordable monthly payment including taxes and insurance. Published income guidelines by family size. Sweat-equity builds equity. Budget counseling support provided. 资金来自Donations, volunteer labor, grants, and homebuyer mortgage payments。

Habitat for Humanity of Portage County - Home Ownership Program是第一抵押贷款，按Habitat for Humanity of Portage County设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Portage County - Home Ownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No published minimum credit score; ability to pay assessed through financial interview。 Applicants must demonstrate housing need, ability to pay, and willingness to partner. Sweat equity: 500 hours for 2-adult families, 250 hours for 1-adult families. first_time_homebuyer status, credit score, DTI, education requirement, purchase price not published and left null. Income limits subject to change without notice.

Habitat for Humanity of Portage County - Home Ownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total household income must be at least 40% and not over 80% of Portage County median family income. 4-person range: $40,125 (min) to $80,250 (max). Ranges from $56,200 (1-person max) to $105,950 (8-person max). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Portage County - Home Ownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Portage County - Home Ownership Program服务于在Ravenna，Ohio购房的购房者。

Habitat for Humanity of Portage County - Home Ownership Program的申请通过Habitat for Humanity of Portage County办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。