本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 关于信用:No published minimum credit score; ability to pay assessed through application interview
- 完成购房者教育课程,由Habitat for Humanity of Southeast Ohio educational classes (held in Athens County)提供
- 居住要求:Must have lived at least one year in Athens, Fairfield, Hocking, Meigs, Morgan, Muskingum, Noble, Perry, or a surrounding county without a Habitat affiliate
- Inquiry form is the first step (not an application). As of source page, no pre-inquiries accepted for Fairfield County, but all other counties (including Muskingum/Zanesville and Athens) remain open. Required: 250/500 sweat-equity hours, educational classes, one-year residency. min_credit_score, max_dti, max_purchase_price, forgiveness terms not published and left null.
- 位于Athens County的房屋
不适用于
- 预制房屋
- 收入超过$51,112的家庭
- Athens County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Athens County的房屋Athens County的房屋,以及本项目接受的房屋
- 60.4% 独栋独栋住宅
- 2.9% 联排联排别墅
- 11% 2–4个单元2–4个单元
- 13% 5+个单元公寓和共管公寓楼(5+个单元)
- 12.7% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$185,000
Athens County房屋价值中位数
53.9%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Athens County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Habitat for Humanity of Southeast Ohio educational classes (held in Athens County)提供。
联系Habitat for Humanity of Southeast Ohio预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Habitat for Humanity of Southeast Ohio - Build Your Own Home Program是什么?
Habitat for Humanity of Southeast Ohio - Build Your Own Home Program是面向Millfield,Ohio购房者的第一抵押贷款,由Habitat for Humanity of Southeast Ohio管理。 Habitat for Humanity of Southeast Ohio's Build Your Own Home program enables income-qualified families to build and purchase their own home with a zero-interest Habitat mortgage. Participants complete 250 sweat-equity hours (one adult) or 500 hours (two or more adults), attend educational classes, and make a $2,000 down payment. The program serves Athens, Hocking, Meigs, Morgan, Muskingum (Zanesville), Noble, Perry, and Fairfield counties. Zero-interest mortgage. $2,000 down payment requirement. Homebuyer education included. Sweat-equity builds equity. No conventional credit qualification required. 资金来自Donations, volunteer labor, grants, and homebuyer mortgage payments。
需要偿还吗?
Habitat for Humanity of Southeast Ohio - Build Your Own Home Program是第一抵押贷款,按Habitat for Humanity of Southeast Ohio设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Habitat for Humanity of Southeast Ohio - Build Your Own Home Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:No published minimum credit score; ability to pay assessed through application interview。 须参加购房者教育课程,由Habitat for Humanity of Southeast Ohio educational classes (held in Athens County)提供。 居住要求:Must have lived at least one year in Athens, Fairfield, Hocking, Meigs, Morgan, Muskingum, Noble, Perry, or a surrounding county without a Habitat affiliate。 Inquiry form is the first step (not an application). As of source page, no pre-inquiries accepted for Fairfield County, but all other counties (including Muskingum/Zanesville and Athens) remain open. Required: 250/500 sweat-equity hours, educational classes, one-year residency. min_credit_score, max_dti, max_purchase_price, forgiveness terms not published and left null.
收入限制是多少?
Habitat for Humanity of Southeast Ohio - Build Your Own Home Program将家庭收入限制在$51,112。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Habitat for Humanity of Southeast Ohio - Build Your Own Home Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
Habitat for Humanity of Southeast Ohio - Build Your Own Home Program服务于在Millfield,Ohio购房的购房者。
如何申请?
Habitat for Humanity of Southeast Ohio - Build Your Own Home Program的申请通过Habitat for Humanity of Southeast Ohio办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Athens County购房者面向Athens County购房者的其他项目
- FHLB Cincinnati Welcome Home Program最高$20,000
- OHFA Mortgage Tax Credit (MTC)最高$2,000
- Communities First - Down Payment Assistance Program补助金
两个项目能否结合使用,由各机构决定。申请前请先询问。
Athens County的全部70个项目项目条款由Habitat for Humanity of Southeast Ohio设定,并可能变化;申请前请在官方网站上确认。