Parma Down Payment Assistance Program

Parma Down Payment Assistance Program是面向Parma，Ohio购房者的延期第二贷款，由Believe Mortgage (CHN Housing Partners)管理。 A down payment assistance program for buyers purchasing in the City of Parma, jointly funded by the City of Parma and Cuyahoga County and administered by Believe Mortgage (CHN Housing Partners). Provides a deferred, subordinate loan of up to 10% of the purchase price (up to $20,900) for down payment and eligible closing costs, repaid on sale, transfer, or refinance. Open to first-time and repeat buyers who have not owned a home in the past 3 years, at or below 80% AMI. Up to 10% of price (up to $20,900). Deferred, no monthly payments. Open to repeat buyers (no ownership in 3 yrs). Free CHN homeownership education. 资金来自Local Government。

Parma Down Payment Assistance Program提供最高$20,900的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Believe Mortgage (CHN Housing Partners)决定。

Parma Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Transfer of Title和Refinance。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Parma Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-approved homebuyer education; free homeownership classes from CHN Housing Partners.提供。 居住要求：Property must be in the City of Parma. Per shared county rules: current on taxes, first-mortgage LTV <=80%, housing DTI <=28%, overall DTI <=43%. Administrator page header advertises up to $21,900; county-confirmed cap is $20,900.

Parma Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI (administrator example: family of four up to $79,500). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Parma Down Payment Assistance Program将房价上限设为$219,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

Parma Down Payment Assistance Program服务于在Parma，Ohio购房的购房者。

Parma Down Payment Assistance Program的申请通过Believe Mortgage (CHN Housing Partners)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。