本页面由机器翻译。英文版本为原文。
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)是面向Trumbull县,Ohio购房者的可免除贷款,由Trumbull County Planning Commission (Warren-Trumbull HOME Consortium)管理。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程,由Warren-Trumbull HOME Consortium 3-hour homeownership counseling session.提供
- 居住要求:Single-family dwelling within Trumbull County, excluding the cities of Cortland, McDonald, Niles, Girard, and the City of Warren (own program).
- Buyer prequalified by a participating lender; 3-hour Consortium counseling; owner-occupy as principal residence; homeowner's insurance naming Trumbull County as additional insured. Property must pass HUD HQS and lead/code inspection. Income 50–80% AMI (income_limit_percent set to the 80% ceiling). Distinct from the City of Warren program already in catalog. Verified via the consortium brochure PDF (May 2026).
- 位于Trumbull County的房屋
不适用于
- 预制房屋
- 新建房屋
- 收入超过地区收入中位数80%的家庭
- Trumbull County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Trumbull County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Trumbull County的房屋Trumbull County的房屋,以及本项目接受的房屋
- 76.3% 独栋独栋住宅
- 3.6% 联排联排别墅
- 6.9% 2–4个单元2–4个单元
- 9% 5+个单元公寓和共管公寓楼(5+个单元)
- 4.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$141,800
Trumbull County房屋价值中位数
76.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Trumbull County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Warren-Trumbull HOME Consortium 3-hour homeownership counseling session.提供。
联系Trumbull County Planning Commission (Warren-Trumbull HOME Consortium)预留资金
资金通过Buyer prequalified by a participating lender; application requested through the Trumbull County Planning Commission.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)是什么?
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)是面向Trumbull县,Ohio购房者的可免除贷款,由Trumbull County Planning Commission (Warren-Trumbull HOME Consortium)管理。 A HUD HOME-funded down payment and eligible-closing-cost program administered by the Trumbull County Planning Commission. Provides up to $10,000 or 20% of purchase price (whichever is less) as a 0% deferred second mortgage forgiven after 5 years of continued owner-occupancy. Serves buyers at 50–80% AMI purchasing single-family homes in Trumbull County outside Cortland/McDonald/Niles/Girard (the City of Warren runs its own program). Brochure updated May 2026. Up to $10,000 (or 20% of price). 0% interest. Forgiven after 5 years. Broad network of participating local lenders. 资金来自HUD HOME Investment Partnerships Program (Warren-Trumbull HOME Consortium)。
提供多少援助?
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)提供最高$10,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Trumbull County Planning Commission (Warren-Trumbull HOME Consortium)决定。
需要偿还吗?
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Forgiven at end of 5 years if terms met; if buyer sells, stops occupying, rents, or abandons within 5 years, the loan becomes due within 30 days. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Warren-Trumbull HOME Consortium 3-hour homeownership counseling session.提供。 居住要求:Single-family dwelling within Trumbull County, excluding the cities of Cortland, McDonald, Niles, Girard, and the City of Warren (own program). Buyer prequalified by a participating lender; 3-hour Consortium counseling; owner-occupy as principal residence; homeowner's insurance naming Trumbull County as additional insured. Property must pass HUD HQS and lead/code inspection. Income 50–80% AMI (income_limit_percent set to the 80% ceiling). Distinct from the City of Warren program already in catalog. Verified via the consortium brochure PDF (May 2026).
收入限制是多少?
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Annual gross household income between 50% and 80% of area median income; limits revised annually (May 2026). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)的房价上限如下:Property value must not exceed 95% of the area's median purchase price as determined by HUD. 符合条件的房屋类型包括Single Family。 新建房屋不符合条件。 预制房屋不符合条件。
适用于哪些地区?
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)服务于在Trumbull县,Ohio购房的购房者。
如何申请?
Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)的申请通过Trumbull County Planning Commission (Warren-Trumbull HOME Consortium)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Buyer prequalified by a participating lender; application requested through the Trumbull County Planning Commission.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Trumbull County购房者面向Trumbull County购房者的其他项目
- FHLB Cincinnati Welcome Home Program最高$20,000
- OHFA Mortgage Tax Credit (MTC)最高$2,000
- Communities First - Down Payment Assistance Program补助金
两个项目能否结合使用,由各机构决定。申请前请先询问。
Trumbull County的全部70个项目项目条款由Trumbull County Planning Commission (Warren-Trumbull HOME Consortium)设定,并可能变化;申请前请在官方网站上确认。