Wood County CHIP Homebuyer Assistance

Wood County CHIP Homebuyer Assistance是面向Wood县，Ohio购房者的可免除贷款，由Wood County Planning Commission (with Poggemeyer Design Group); Ohio Department of Development CHIP管理。 Wood County's Community Housing Improvement Program (CHIP), funded by HUD through the Ohio Department of Development, includes a Homebuyer Assistance activity that provides down payment and closing-cost assistance to low- and moderate-income households purchasing a modest, affordable single-family home as their primary residence. Grants range from $1,000 to $5,000 and may cover down payment, appraisal, closing costs, and other purchase-related fees. Applicants must live within a Wood County township, village, or the City of Rossford and qualify as low- to moderate-income. Down payment / closing cost grant of $1,000-$5,000. Can be combined with FHA, VA, USDA/FMHA or other financing. May pair with owner-rehabilitation funds for repairs. 资金来自HUD CHIP (Community Housing Improvement Program) via Ohio Department of Development。

Wood County CHIP Homebuyer Assistance提供$1,000至$5,000的援助。 购房者自付部分：Grantee must contribute a minimum of $500 of their own funds toward the purchase。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Wood County Planning Commission (with Poggemeyer Design Group); Ohio Department of Development CHIP决定。

Wood County CHIP Homebuyer Assistance在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Secured by a 10-year promissory note/mortgage; repay a percentage of the grant if home is sold/vacated before the note expires; pay back 15% of grant if vacated/transferred after the 10-year note expires; plus mortgage recording and release fees。 该援助以Subordinate (secured by recorded mortgage / 10-year promissory note)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Wood County CHIP Homebuyer Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Approximately 7 hours of housing counseling (budgeting, home maintenance, lending, fair housing)提供。 居住要求：Property within Wood County townships, villages, or City of Rossford (excludes City of Bowling Green)。 Field notes — Ratio/DTI note: PITI cannot exceed 30% of gross monthly income. Applicants must reside within a Wood County township, village, or the City of Rossford (excludes City of Bowling Green). Funds are limited and competitive at the local level; applications considered first-come, first-served when open. Administered with Poggemeyer Design Group.

Wood County CHIP Homebuyer Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Wood County CHIP Homebuyer Assistance可用于Single Family、Condo、2-4 Unit和Manufactured。 预制房屋符合条件。

Wood County CHIP Homebuyer Assistance服务于在Wood县，Ohio购房的购房者。

Wood County CHIP Homebuyer Assistance的申请通过Wood County Planning Commission (with Poggemeyer Design Group); Ohio Department of Development CHIP办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served when program funds are available预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。