hey prescott.
看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

市级项目

Working In Neighborhoods (WIN) Affordable Homeownership Program

Working In Neighborhoods (WIN) Affordable Homeownership Program是面向Cincinnati，Ohio购房者的首付援助，由Working In Neighborhoods (WIN)管理。

最近核实于来源：Working In Neighborhoods (WIN)
看看是否适合我 项目官方网站 ↗

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程，由WIN HUD-certified homebuyer training (in-person, virtual, self-guided) plus counseling/coaching提供
  • 居住要求：Homes built/rehabbed and sold within Cincinnati neighborhoods (South Cumminsville, College Hill)
  • Assistance embedded in below-market sale price (classified 'other'); WIN refers buyers to outside DPA rather than administering its own.
  • 位于Cincinnati市界内的房屋

不适用于

  • 预制房屋
  • Cincinnati以外的房屋

这些是项目自己公布的规则，并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Cincinnati的房屋

  • 38.3% 独栋
  • 4.9% 联排
  • 20.2% 2–4个单元
  • 36.1% 5+个单元
  • 0.4% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋，由机构确认。

$230,900

Cincinnati房屋价值中位数

79.9%

建于1980年之前

美国人口普查局（U.S. Census Bureau），ACS 2024 5年期。 进一步了解在Cincinnati购房

如何申请

  1. 参加购房者教育课程

    项目要求，由WIN HUD-certified homebuyer training (in-person, virtual, self-guided) plus counseling/coaching提供。

  2. 联系Working In Neighborhoods (WIN)预留资金

    资金向提供方预留，视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Working In Neighborhoods (WIN) Affordable Homeownership Program是什么？

Working In Neighborhoods (WIN) Affordable Homeownership Program是面向Cincinnati，Ohio购房者的首付援助，由Working In Neighborhoods (WIN)管理。 Working In Neighborhoods (WIN), a Cincinnati nonprofit CDC and United Way partner, develops affordable homeownership by rehabbing/building energy-efficient homes and selling them below market to first-time low- to moderate-income buyers. The below-market sale price functions as the assistance, paired with WIN's HUD-certified homebuyer training and coaching. WIN can also connect buyers to partner down-payment or closing-cost grant programs. Below-market, energy-efficient homes for first-time LMI buyers. HUD-certified homebuyer training. Counseling and financial coaching. Connections to partner DPA programs. 资金来自Nonprofit CDC; United Way of Greater Cincinnati partner, development funding/LISC。

需要偿还吗？

Working In Neighborhoods (WIN) Affordable Homeownership Program是首付援助，按Working In Neighborhoods (WIN)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

谁符合条件？

Working In Neighborhoods (WIN) Affordable Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由WIN HUD-certified homebuyer training (in-person, virtual, self-guided) plus counseling/coaching提供。 居住要求：Homes built/rehabbed and sold within Cincinnati neighborhoods (South Cumminsville, College Hill)。 Assistance embedded in below-market sale price (classified 'other'); WIN refers buyers to outside DPA rather than administering its own.

收入限制是多少？

Working In Neighborhoods (WIN) Affordable Homeownership Program的收入限制如下：Sold to low- to moderate-income first-time buyers; related repair program uses 80% AMI; specific homeownership-program limit not published。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

可用于哪类房屋？

Working In Neighborhoods (WIN) Affordable Homeownership Program的房价上限如下：Sale price set below market by WIN per home; not published。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区？

Working In Neighborhoods (WIN) Affordable Homeownership Program服务于在Cincinnati，Ohio购房的购房者。 该项目针对特定区域：Targeted Cincinnati neighborhoods incl. South Cumminsville and College Hill。

如何申请？

Working In Neighborhoods (WIN) Affordable Homeownership Program的申请通过Working In Neighborhoods (WIN)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。

同样面向Cincinnati购房者

两个项目能否结合使用，由各机构决定。申请前请先询问。

Cincinnati的全部75个项目

项目条款由Working In Neighborhoods (WIN)设定，并可能变化；申请前请在官方网站上确认。