本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:620 minimum FICO typical; lender overlays apply
- 完成购房者教育课程,由Chickasaw Nation Division of Housing homebuyer education and HUD-approved native homebuyer counseling提供
- 居住要求:Property within Chickasaw Nation Treaty Territory in south-central Oklahoma; owner-occupied
- 公民身份或移民身份:Enrolled Chickasaw Nation tribal citizen (CDIB/tribal citizenship required)
- Enrolled Chickasaw Nation tribal citizen (CDIB/tribal citizenship card required). Property within Chickasaw Nation Treaty Territory (Bryan, Carter, Coal, Garvin, Grady, Jefferson, Johnston, Love, McClain, Marshall, Murray, Pontotoc, Stephens counties). Owner-occupied primary residence. Homebuyer education required. Income limits per HUD/IHBG.
- 位于Multiple County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Multiple County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Chickasaw Nation Division of Housing homebuyer education and HUD-approved native homebuyer counseling提供。
联系管理该项目的机构预留资金
资金通过Apply via Chickasaw Nation Division of Housing; first-come first-served subject to annual allocation预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Down Payment and Closing Cost Assistance Grant是什么?
Down Payment and Closing Cost Assistance Grant是面向Multiple县,Oklahoma购房者的补助金。 Chickasaw Nation Division of Housing grant program providing down payment and closing cost assistance to enrolled Chickasaw tribal citizens purchasing within the Chickasaw Nation Treaty Territory in south-central Oklahoma. Chickasaw Nation Division of Housing grant program providing down payment and closing cost assistance to enrolled Chickasaw tribal citizens purchasing a primary residence within the Chickasaw Nation Treaty Territory in south-central Oklahoma. Grant funds — no repayment if owner-occupancy maintained. 资金来自Federal、HUD、NAHASDA、IHBG和Tribal。
需要偿还吗?
Down Payment and Closing Cost Assistance Grant属于补助金,因此无需偿还。 触发还款的情形:No repayment — grant和owner must maintain primary residence per affordability period。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Down Payment and Closing Cost Assistance Grant面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:620 minimum FICO typical; lender overlays apply。 须参加购房者教育课程,由Chickasaw Nation Division of Housing homebuyer education and HUD-approved native homebuyer counseling提供。 居住要求:Property within Chickasaw Nation Treaty Territory in south-central Oklahoma; owner-occupied。 公民身份或移民身份:Enrolled Chickasaw Nation tribal citizen (CDIB/tribal citizenship required)。 Enrolled Chickasaw Nation tribal citizen (CDIB/tribal citizenship card required). Property within Chickasaw Nation Treaty Territory (Bryan, Carter, Coal, Garvin, Grady, Jefferson, Johnston, Love, McClain, Marshall, Murray, Pontotoc, Stephens counties). Owner-occupied primary residence. Homebuyer education required. Income limits per HUD/IHBG.
收入限制是多少?
Down Payment and Closing Cost Assistance Grant将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income within HUD/IHBG limits for Chickasaw service area; verify with Division of Housing. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Down Payment and Closing Cost Assistance Grant的房价上限如下:Reasonable purchase price for primary residence in Chickasaw Treaty Territory。 符合条件的房屋类型包括Single-family detached, condo, townhouse, manufactured (with land)。 新建房屋符合条件。 预制房屋符合条件。
是否有针对特定群体的资格?
Down Payment and Closing Cost Assistance Grant在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶和美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Down Payment and Closing Cost Assistance Grant服务于在Multiple县,Oklahoma购房的购房者。 该项目针对特定区域:Chickasaw Nation Treaty Territory — 13 counties in south-central Oklahoma (Bryan, Carter, Coal, Garvin, Grady, Jefferson, Johnston, Love, McClain, Marshall, Murray, Pontotoc, Stephens)。
如何申请?
Down Payment and Closing Cost Assistance Grant的申请通过管理该项目的机构办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via Chickasaw Nation Division of Housing; first-come first-served subject to annual allocation预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Multiple County购房者面向Multiple County购房者的其他项目
- Down Payment & Closing Cost Assistance补助金
- Down Payment & Closing Cost Grant补助金
- Down Payment and Closing Cost Assistance Program补助金
两个项目能否结合使用,由各机构决定。申请前请先询问。
Multiple County的全部86个项目项目条款由管理该项目的机构设定,并可能变化;申请前请在官方网站上确认。