Down Payment & Closing Cost Assistance

Down Payment & Closing Cost Assistance是面向Multiple县，Oklahoma购房者的补助金。 Citizen Potawatomi Nation Housing Department grant program providing down payment and closing cost assistance to enrolled CPN tribal members purchasing a primary residence within the CPN service area. NAHASDA-funded, no repayment grant. Grant-based down payment and closing cost assistance for enrolled Citizen Potawatomi Nation tribal members purchasing a primary residence within the CPN tribal service area in central Oklahoma. Grant typically up to $10,000 toward down payment, closing costs, and reasonable prepaid items. NAHASDA/IHBG-funded — no repayment required if program conditions met (owner-occupied for affordability period). 资金来自Federal、HUD、NAHASDA、IHBG和Tribal。

Down Payment & Closing Cost Assistance属于补助金，因此无需偿还。 触发还款的情形：No repayment — grant和owner must remain in home as primary residence per affordability period。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment & Closing Cost Assistance面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum FICO recommended; first-mortgage lender overlays apply。 须参加购房者教育课程，由CPN Housing Department homebuyer education plus HUD-approved native homebuyer counseling (NeighborWorks/AIO Native Homebuyer Education)提供。 居住要求：Property must be within CPN tribal service area in central Oklahoma; owner-occupied as primary residence。 公民身份或移民身份：Enrolled Citizen Potawatomi Nation tribal member (CDIB/tribal enrollment card required)。 Enrolled Citizen Potawatomi Nation tribal member (CDIB/tribal enrollment required). Property must be within the CPN tribal service area in central Oklahoma (Pottawatomie, Cleveland, Lincoln, Oklahoma, Payne, and surrounding counties). Owner-occupied as primary residence. CPN homebuyer education completion required. Income at or below 80% AMI for area ($54,768-$84,499 by household size 1-4).

Down Payment & Closing Cost Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income $54,768 (1 person) to $84,499 (larger household) per CPN/HUD IHBG 80% AMI limits for the CPN service area. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment & Closing Cost Assistance的房价上限如下：Reasonable purchase price for primary residence in CPN service area; subject to appraisal and lender requirements。 符合条件的房屋类型包括Single-family detached, condo, townhouse, modular, manufactured (with land)。 新建房屋符合条件。 预制房屋符合条件。

Down Payment & Closing Cost Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶和美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Down Payment & Closing Cost Assistance服务于在Multiple县，Oklahoma购房的购房者。 该项目针对特定区域：Citizen Potawatomi Nation tribal service area in central Oklahoma (Pottawatomie, Cleveland, Lincoln, Oklahoma, Payne, and surrounding counties)。

Down Payment & Closing Cost Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via CPN Housing Department; first-come first-served per annual NAHASDA allocation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。