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全州项目补助金

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma是面向Statewide,Oklahoma购房者的补助金,由Federal Home Loan Bank of Dallas (via participating member financial institutions)管理。

最近核实于来源:Federal Home Loan Bank of Dallas (via participating member financial institutions)

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 关于信用:No minimum stated by FHLB Dallas; set by participating member lender
  • 完成购房者教育课程,由HUD-approved homebuyer counseling program required提供
  • 居住要求:Property must be primary residence. Oklahoma is outside the FHLB Dallas district; member cap for outside-district properties is $375,000/year.
  • 位于Oklahoma的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% 房屋所在地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

适用地区

Oklahoma的房屋

  • 72.7% 独栋
  • 2.3% 联排
  • 4.8% 2–4个单元
  • 11.7% 5+个单元
  • 8.5% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$199,800

Oklahoma房屋价值中位数

49.4%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 参加购房者教育课程

    项目要求,由HUD-approved homebuyer counseling program required提供。

  2. 联系Federal Home Loan Bank of Dallas (via participating member financial institutions)预留资金

    资金通过Applications submitted by FHLB Dallas member institutions; member cap $150,000 per offering; funds available until exhausted or December 31, 2026预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma是什么?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma是面向Statewide,Oklahoma购房者的补助金,由Federal Home Loan Bank of Dallas (via participating member financial institutions)管理。 FHLB Dallas's Homebuyer Equity Leverage Partnership (HELP) provides grants of up to $20,000 for Oklahoma properties to help first-time homebuyers with down payments and closing costs. Homebuyers must earn at or below 80% AMI, contribute $500 of their own funds, complete homebuyer counseling, and retain the home for 5 years. Funds are disbursed through FHLB Dallas member financial institutions. Oklahoma is outside the primary district; members have a $375,000/year combined cap for out-of-district properties. Up to $20,000 grant for down payment and closing costs. No repayment if 5-year retention met. Available statewide through FHLB Dallas member lenders. 2026 allocation of $17 million. 资金来自Federal Home Loan Bank of Dallas, allocated annually; 2026 allocation $17M across 5 offerings。

提供多少援助?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma提供最高$20,000的援助。 购房者自付部分:Homebuyer must contribute a minimum of $500 of their own funds toward down payment or closing costs。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Federal Home Loan Bank of Dallas (via participating member financial institutions)决定。

需要偿还吗?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma属于补助金,因此无需偿还。 触发还款的情形:Prorated repayment required if homeowner does not retain property for 5 years (sale, transfer, refinance within retention period)。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:No minimum stated by FHLB Dallas; set by participating member lender。 须参加购房者教育课程,由HUD-approved homebuyer counseling program required提供。 居住要求:Property must be primary residence. Oklahoma is outside the FHLB Dallas district; member cap for outside-district properties is $375,000/year.

收入限制是多少?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income at or below 80% of AMI as defined by HUD. See FHLB Dallas Median Incomes document. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma的房价上限如下:No stated purchase price cap; reasonable market rate required on mortgage。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。

适用于哪些地区?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma服务于在Statewide,Oklahoma购房的购房者。

如何申请?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma的申请通过Federal Home Loan Bank of Dallas (via participating member financial institutions)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Applications submitted by FHLB Dallas member institutions; member cap $150,000 per offering; funds available until exhausted or December 31, 2026预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Federal Home Loan Bank of Dallas (via participating member financial institutions)设定,并可能变化;申请前请在官方网站上确认。