ONAC Down Payment Assistance Program

ONAC Down Payment Assistance Program是面向Oklahoma购房者的补助金，由Oklahoma Native Assets Coalition, Inc. (ONAC)管理。 The Oklahoma Native Assets Coalition (ONAC), a Native-led nonprofit, offers up to $14,000 in down payment assistance funded through a Federal Home Loan Bank of Topeka AHP subsidy grant. Applicants must have income at or below 80% of county AMI and meet at least one FHLB Topeka special-population requirement (Native American; recovering from abuse; receiving SSDI for disability; or age 55+). Assistance is statewide, stackable, and subject to a five-year owner-occupancy retention agreement. Up to $14,000 in down payment assistance. Stackable with other down payment assistance. Statewide, including trust lands. Works with Section 184, VA, FHA, USDA, and conventional fixed-rate mortgages. 资金来自Subsidy grant from the Federal Home Loan Bank of Topeka Affordable Housing Program (AHP).

ONAC Down Payment Assistance Program提供最高$14,000的援助。 该项目可与May be stacked with down payment assistance from other sources.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Oklahoma Native Assets Coalition, Inc. (ONAC)决定。

ONAC Down Payment Assistance Program属于补助金，因此无需偿还。 触发还款的情形：Real Estate Retention Agreement filed at closing; retain as primary residence 5 years (60 months); pro-rata recapture per FHLBank Topeka AHP. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

ONAC Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Not specified; must be approved for a qualified fixed-rate fully amortizing mortgage. 居住要求：Retain home as primary residence 5 years (60 months). Must meet 80% AMI plus one FHLB Topeka special-population requirement (Native American; recovering from abuse; SSDI disability; or 55+). Fixed-rate, fully amortizing QM. Five-year retention agreement. Subject to available funding. Income limits per FHLB Topeka AHP, not HUD HOME.

ONAC Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 <=80% AMI for the county (FHLBank Topeka AHP guidelines; varies by county). See FHLB Topeka Owner-Occupied Income Limits (9.1.25). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

ONAC Down Payment Assistance Program可用于Single Family。

ONAC Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

ONAC Down Payment Assistance Program服务于在Oklahoma任何地方购房的购房者。

ONAC Down Payment Assistance Program的申请通过Oklahoma Native Assets Coalition, Inc. (ONAC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Online application; acceptance based on funding and FHLB Topeka eligibility.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。