Tulsa County First Home Program

Tulsa County First Home Program是面向Tulsa县，Oklahoma购房者的可免除贷款，由Tulsa County Home Finance Authority (TCHFA)管理。 The First Home Program from the Tulsa County Home Finance Authority provides first-time homebuyers purchasing anywhere in Tulsa County a 30-year fixed FHA, VA, or USDA-RD first mortgage plus forgivable down payment and closing-cost assistance equal to 3.5% of the note amount (max $17,882) as a 0% interest deferred second mortgage fully forgiven after five years. 30-year fixed first mortgage (FHA/VA/USDA-RD). 3.5% forgivable DPA up to $17,882. 0% interest, no payments. Fully forgiven after 5 years. Targeted-area buyers need not be first-time buyers. 资金来自Mortgage revenue bonds ($25M authorization; 2025A series)。

Tulsa County First Home Program提供最高$17,882的援助。 援助档次：Non-Targeted and Targeted Areas (15 HUD census tracts) with higher income and price limits in targeted areas; FTHB requirement waived in targeted areas. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Tulsa County Home Finance Authority (TCHFA)决定。

Tulsa County First Home Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Due if the first mortgage is prepaid, refinanced, the borrower no longer occupies the home as principal residence, or sells/transfers before the end of the 5-year period. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Tulsa County First Home Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB requirement waived in HUD Targeted Areas. 关于信用，该项目说明：FICO 620 or higher. 须参加购房者教育课程，由HUD-approved counseling agencies incl. online eHomeAmerica; pre-closing.提供。 居住要求：Occupy within 60 days of closing; never rent. Loan types FHA, VA, USDA-RD (no conventional). max_dti, manufactured-home eligibility, and exact lien-subordination terms not stated on primary pages reviewed.

Tulsa County First Home Program将家庭收入限制在$112,559。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Tulsa County First Home Program将房价上限设为$544,232。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。

Tulsa County First Home Program服务于在Tulsa县，Oklahoma购房的购房者。

Tulsa County First Home Program的申请通过Tulsa County Home Finance Authority (TCHFA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过eHousingPlus; 60 days from reservation to loan purchase.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。