Down Payment Assistance

Down Payment Assistance是面向Grand Ronde，Oregon购房者的补助金。 The Confederated Tribes of Grand Ronde Housing Department provides down payment assistance grants to enrolled tribal members purchasing a primary residence anywhere in Oregon (or within service area). Funded through tribal housing programs and Native American Housing Assistance and Self-Determination Act (NAHASDA) sources. Tribal Down Payment Assistance grant program for enrolled members of the Confederated Tribes of the Grand Ronde Community of Oregon. Funds may be used for down payment, closing costs, or principal reduction. Forgiven over an affordability period if owner-occupancy is maintained. 资金来自Tribal和NAHASDA。

Down Payment Assistance属于补助金，因此无需偿还。 触发还款的情形：Loss of owner-occupancy or sale before forgiveness period concludes。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：May allow non-first-time buyers under tribal housing rules。 关于信用，该项目说明：Typically 640 minimum FICO。 须参加购房者教育课程，由Grand Ronde Tribal Housing Homebuyer Education / HUD-approved counseling提供。 居住要求：Property typically within Oregon or Tribal service area。 公民身份或移民身份：U.S. citizen / Tribal enrollment。 Must be an enrolled member of the Confederated Tribes of the Grand Ronde Community of Oregon. Pre-purchase homebuyer education required. Income limits up to 100% AMI ($45,600 for 1-person; $131,100 for larger households). Owner-occupancy required.

Down Payment Assistance将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Household income up to 100% AMI: 1-person ~$45,600; 8-person ~$131,100 (2025). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment Assistance的房价上限如下：Set per program guidelines。 符合条件的房屋类型包括1-unit single-family, condominium, townhome, PUD, manufactured home on owned land。 新建房屋符合条件。 预制房屋符合条件。

Down Payment Assistance在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Down Payment Assistance服务于在Grand Ronde，Oregon购房的购房者。

Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Grand Ronde Housing Department预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。