Down payment assistance income limits in Oregon
17 down payment assistance programs in Oregon publish an income limit, a purchase price cap, or both.
Every figure below is the limit the administering agency publishes. Limits are revised as area incomes and local prices move, so confirm current figures with the agency before relying on them.
Area median income by county
HUD's published four-person area median income for each Oregon county. A program that sets its limit at a percentage of area median income applies that percentage to the figure for the county where the home is, adjusted for household size.
| County | Published | 4-person median |
|---|---|---|
| Baker | 2026 | $85,100 |
| Benton | 2026 | $125,000 |
| Clackamas | 2026 | $128,300 |
| Clatsop | 2026 | $97,000 |
| Columbia | 2026 | $128,300 |
| Coos | 2026 | $83,500 |
| Crook | 2026 | $93,900 |
| Curry | 2026 | $73,300 |
| Deschutes | 2026 | $120,200 |
| Douglas | 2026 | $76,600 |
| Gilliam | 2026 | $87,400 |
| Grant | 2026 | $77,600 |
| Harney | 2026 | $81,200 |
| Hood River | 2026 | $124,200 |
| Jackson | 2026 | $98,100 |
| Jefferson | 2026 | $87,900 |
| Josephine | 2026 | $76,700 |
| Klamath | 2026 | $86,200 |
| Lake | 2026 | $85,700 |
| Lane | 2026 | $96,900 |
| Lincoln | 2026 | $82,200 |
| Linn | 2026 | $97,300 |
| Malheur | 2026 | $75,300 |
| Marion | 2026 | $103,400 |
| Morrow | 2026 | $90,100 |
| Multnomah | 2026 | $128,300 |
| Polk | 2026 | $103,400 |
| Sherman | 2026 | $89,000 |
| Tillamook | 2026 | $87,500 |
| Umatilla | 2026 | $78,400 |
| Union | 2026 | $86,100 |
| Wallowa | 2026 | $83,700 |
| Wasco | 2026 | $91,800 |
| Washington | 2026 | $128,300 |
| Wheeler | 2026 | $68,300 |
| Yamhill | 2026 | $128,300 |
Published limits by program
| Program | Income limit | Price cap |
|---|---|---|
| City of Gresham Downpayment Assistance GrantGresham · Multnomah | 80% of area median incomeHousehold income between approximately 60% AMI ($56,485 for 1-person) and 80% AMI ($106,795 for 8-person, 2025 Portland-Vancouver-Hillsboro MSA limits) | — |
| Community Connection of NE Oregon Down Payment Assistance (OHCS)La Grande · Baker|Grant|Union|Wallowa | 100% of area median incomeHousehold income at or below 80% AMI for CCNO service area: 1-person $62,400; 8-person $73,500 (2025 northeast OR limits) | — |
| Down Payment AssistanceGrand Ronde · Statewide (Tribal) | 100% of area median incomeHousehold income up to 100% AMI: 1-person ~$45,600; 8-person ~$131,100 (2025) | — |
| Down Payment Assistance LoanPortland · Multnomah | 80% of area median incomeHousehold income at or below 80% Area Median Income (AMI) for Portland-Vancouver-Hillsboro MSA. 2025-2026 80% AMI: 1-person $63,650; 2-person $72,750; 3-person $81,850; 4-person $90,900; 5-person $98,200. Higher tier for some partner-agency programs allows up to 100% AMI ($163,812 for larger households). | — |
| Down Payment Assistance ProgramSiletz · Statewide (Tribal) | 100% of area median incomeHousehold income tiers from very-low (~$17,400 for 1-person) up to 100% AMI (~$87,300 for larger households) | — |
| HOAP Down Payment AssistanceOntario · Malheur|Harney|Baker|Grant | 80% of area median incomeHousehold income at or below 80% AMI for service-area counties: 1-person ~$29,050; 8-person ~$51,500 (Malheur, 2025) | — |
| Home PathwaysGresham|Rockwood · Multnomah | See programIncome limits set per current funding cycle - typically targeted at low- and moderate-income Rockwood residents | — |
| Homebuyer Incentive ProgramBoardman · Morrow | See programIncome limits per current program cycle - contact BCDA | — |
| HPOF Homeownership ProgramCountywide · Washington | 60% of area median incomeHousehold income at or below 60% AMI for Portland-Vancouver-Hillsboro MSA: 1-person $42,100; 4-person $60,150; 8-person $79,350 (2025) | $316,236 |
| NCRA Homebuyer AssistanceNorth Clackamas Revitalization Area · Clackamas | 80% of area median incomeHousehold income at or below 80% AMI Portland-Vancouver-Hillsboro MSA: 1-person $67,700; 4-person $96,650; 8-person $112,200 (2025) | $335,000 |
| NeighborImpact First Time Homebuyer Down Payment Assistance ProgramBend|Redmond|Prineville|Madras|Sisters|La Pine · Deschutes|Crook|Jefferson | 80% of area median incomeHousehold income at or below 80% AMI for Bend-Redmond MSA: 1-person $45,400; 4-person $64,850; 8-person $110,550 (varies by county) | — |
| NeighborWorks UMPQUA Down Payment Assistance ProgramRoseburg · Douglas|Coos|Curry|Josephine | 80% of area median incomeHousehold income at or below 80% AMI for Southwest Oregon counties: 1-person $53,200; 8-person $88,200 (varies by county) | — |
| Portland Housing Bureau DPAPortland · Multnomah | 100% of area median income | $500,000 |
| Tigard Down Payment Assistance GrantTigard · Washington | 80% of area median incomeHousehold income approximately 60%-80% AMI for Portland-Vancouver-Hillsboro MSA: 1-person ~$69,550; up to 8-person $107,250 (2025 limits) | — |
| Umatilla Saves ProgramPendleton|Mission · Umatilla | 100% of area median incomeHousehold income tiers from very-low (~$17,100 for 1-person) up to 100% AMI (~$87,450 for larger households, 2025) | — |
| Washington County Downpayment Assistance GrantCountywide · Washington | 80% of area median incomeHousehold income up to 80% AMI for Portland-Vancouver-Hillsboro MSA: 1-person ~$79,450; 8-person ~$107,250 (note: $695,500 figure in seed appears to be a data-entry error; correct top is approximately $107,250 for an 8-person household) | $550,000 |
| Welcome Home ProgramGresham · Multnomah | 80% of area median incomeHousehold income at or below 80% Portland-Vancouver-Hillsboro MSA AMI: 1-person $66,100; 4-person $94,400; 8-person $124,650 (2025) | $489,000 |
Questions, answered
What are the income limits for down payment assistance in Oregon?
17 down payment assistance programs in Oregon publish an income limit, a purchase price cap, or both. 15 express the limit as a percentage of the area median income for the county where the home is, and 14 publish a flat dollar figure instead.
Why does the same program have different income limits in different counties?
Because most limits are set as a percentage of area median income, which HUD publishes per county and revises annually. A program with one published percentage therefore admits a different dollar figure in each county, and the figure is further adjusted for household size.
Is a published limit the same as being approved?
No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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