Community Connection of NE Oregon Down Payment Assistance (OHCS)

Community Connection of NE Oregon Down Payment Assistance (OHCS)是面向La Grande，Oregon购房者的延期第二贷款。 Community Connection of Northeast Oregon (CCNO) administers Oregon Housing and Community Services (OHCS)-funded down payment assistance for first-time homebuyers (no home ownership in the past three years) purchasing a primary residence in Baker, Grant, Union, or Wallowa counties. Assistance is an interest-free loan repaid with shared appreciation upon sale or refinance of the first mortgage. Households must be at or below their county Area Median Income, have a minimum 620 credit score, work with a participating lender, and complete CCNO's homebuyer education workshop. The program is not restricted to veterans. Interest-free OHCS down payment assistance loan repaid with shared appreciation at sale or refinance; for first-time buyers at or below county AMI with a 620+ credit score in Baker, Grant, Union, and Wallowa counties. Not veteran-restricted. 资金来自State和Veteran。

Community Connection of NE Oregon Down Payment Assistance (OHCS)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, refinance without subordination, or loss of owner-occupancy。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Community Connection of NE Oregon Down Payment Assistance (OHCS)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not restricted to first-time homebuyers。 关于信用，该项目说明：620 minimum FICO。 须参加购房者教育课程，由CCNO / HUD-approved housing counseling agencies提供。 居住要求：Property must be in CCNO service area (Baker, Grant, Union, Wallowa)。 公民身份或移民身份：U.S. citizen or qualified non-citizen。 Veteran status required (active duty, reservist, veteran, or surviving spouse). Pre-purchase homebuyer education required. Property must be located in CCNO service area (Baker, Grant, Union, Wallowa counties). 620 minimum FICO. Income limits at 80% AMI for service area: 1-person $62,400; 8-person $73,500.

Community Connection of NE Oregon Down Payment Assistance (OHCS)将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Household income at or below 80% AMI for CCNO service area: 1-person $62,400; 8-person $73,500 (2025 northeast OR limits). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Community Connection of NE Oregon Down Payment Assistance (OHCS)的房价上限如下：Set per program guidelines。 符合条件的房屋类型包括1-unit single-family, condominium, townhome, PUD, manufactured home on owned land。 新建房屋符合条件。 预制房屋符合条件。

Community Connection of NE Oregon Down Payment Assistance (OHCS)在其服务群体中提到了现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Community Connection of NE Oregon Down Payment Assistance (OHCS)服务于在La Grande，Oregon购房的购房者。

Community Connection of NE Oregon Down Payment Assistance (OHCS)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through CCNO预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。