Washington County Downpayment Assistance Grant

Washington County Downpayment Assistance Grant是面向Countywide，Oregon购房者的补助金。 The Washington County Downpayment Assistance Grant, administered by Proud Ground on behalf of Washington County, provides forgivable grant assistance to low- and moderate-income first-time homebuyers purchasing in Washington County. Funds may be used for down payment and closing costs. Forgivable down payment assistance grant for low- and moderate-income first-time homebuyers purchasing in Washington County (excluding Beaverton, Hillsboro, Tigard which have separate programs). Forgiven over the affordability period if owner-occupancy maintained. 资金来自County、HOME和CDBG。

Washington County Downpayment Assistance Grant属于补助金，因此无需偿还。 触发还款的情形：Sale, transfer, refinance without subordination, or loss of owner-occupancy before forgiveness period concludes。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Washington County Downpayment Assistance Grant面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Typically 640 minimum FICO (lender overlay)。 须参加购房者教育课程，由Proud Ground Homebuyer Education (HUD-approved); other HUD-approved housing counseling agencies提供。 居住要求：Property must be located within Washington County, OR。 公民身份或移民身份：U.S. citizen or qualified non-citizen。 Pre-purchase homebuyer education required. Property must be located within Washington County, OR (typically excluding cities running their own DPA). Must complete Proud Ground intake and qualify under Washington County income/AMI guidelines. Maximum purchase price $550,000.

Washington County Downpayment Assistance Grant将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income up to 80% AMI for Portland-Vancouver-Hillsboro MSA: 1-person ~$79,450; 8-person ~$107,250 (note: $695,500 figure in seed appears to be a data-entry error; correct top is approximately $107,250 for an 8-person household). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Washington County Downpayment Assistance Grant将房价上限设为$550,000。 符合条件的房屋类型包括1-unit single-family, condominium, townhome, PUD。 新建房屋符合条件。 预制房屋不符合条件。

Washington County Downpayment Assistance Grant服务于在Countywide，Oregon购房的购房者。

Washington County Downpayment Assistance Grant的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Proud Ground; subject to Washington County fund availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。