City of Williamsport Homebuyer Assistance GAP Financing Program

City of Williamsport Homebuyer Assistance GAP Financing Program是面向Williamsport，Pennsylvania购房者的延期第二贷款，由City of Williamsport Department of Community & Economic Development管理。 Uses federal HOME funds to help income-eligible households become owner-occupants of single-family housing in Williamsport. Provides up to 20% of the purchase price as a 0% interest, deferred gap-financing loan. Buyers secure a private first mortgage covering at least 80% of the purchase price, contribute at least 4% from savings, complete HUD-certified credit counseling, and the home must pass a city safe-occupancy inspection. Up to 20% of purchase price as 0% deferred gap financing. Bridges first mortgage and savings. No monthly payments during deferral. 资金来自Federal HOME funds administered by the City of Williamsport。

City of Williamsport Homebuyer Assistance GAP Financing Program按项目规定，提供相当于房价20%的援助。 购房者自付部分：Applicant must contribute at least 4% of the purchase price from own savings. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Williamsport Department of Community & Economic Development决定。

City of Williamsport Homebuyer Assistance GAP Financing Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：0% deferred-repayment loan; property must remain the buyer's primary residence for the loan term (deferred until term end / sale / transfer / loss of owner-occupancy). 该援助以Subordinate (gap financing behind the private first mortgage).顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Williamsport Homebuyer Assistance GAP Financing Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-Certified Agency credit counseling class taught by a HUD-Certified Counselor (required for applicant household adults).提供。 Minimum 4% buyer contribution; first mortgage >=80% of purchase price; HUD-certified credit counseling; city safe-occupancy inspection; primary-residence requirement for loan term. First-time-homebuyer status not specified on the primary source (left blank). Verified via City of Williamsport CED primary page.

City of Williamsport Homebuyer Assistance GAP Financing Program的收入限制如下：Household income must not exceed HUD income limits; income verified as part of the application. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Williamsport Homebuyer Assistance GAP Financing Program可用于Single Family。

City of Williamsport Homebuyer Assistance GAP Financing Program服务于在Williamsport，Pennsylvania购房的购房者。

City of Williamsport Homebuyer Assistance GAP Financing Program的申请通过City of Williamsport Department of Community & Economic Development办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Complete the Homebuyer Assistance Form / contact the Community & Economic Development Office; city verifies credit and income.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。